For sale · MLS® 1305121
2 Waterman's Lane
Botwood, NL, A0H0B0
List price
$105,000
About this propertyMLS® 1305121
Welcome to 2 Waterman's Lane, Botwood!Listed below municipal assessment, this unique property offers a rare blend of character, charm, and modern convenience. Featuring 4 bedrooms and 1 bathroom upstairs, this home is full of timeless appeal. Enjoy the rustic charm of its vintage accessories, distinctive staircases, decorative door knobs, and multiple antique pieces that will remain with the home. Take in the beautiful ocean views while enjoying the spacious yard, offering plenty of room to enjoy the outdoors. Adding to its comfort and functionality are updated electrical, 200-amp electrical service, and a mini-split heat pump. Whether you're drawn to its historic character, unique details, or beautiful ocean views, this property is truly a rare find. Don't miss your opportunity to own this one of a kind gem!! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Bedroom Primary Bedroom | 7X12.5 · 88 sqft 8.4X9.1 · 76 sqft 9.2X12.5 · 115 sqft 9.2X13.3 · 122 sqft 9.1X13.5 · 123 sqft |
| Main level | Porch Foyer Living room Dining room Kitchen Porch | 5.5X11 · 61 sqft 7X10.23 · 72 sqft 12X12.6 · 151 sqft 11.8X15.5 · 183 sqft 9.7X18 · 175 sqft 5.5X8.3 · 46 sqft |
The neighbourhood
Botwood at a glance
Live market stats for Botwood — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
19
Median list price
$200k
Price range
$35k – $799k
Typical build
1985
Average size
1,906 sqft
Where Botwood listings are priced
Every active list price in Botwood, grouped into bands.
List price, thousands of $ · 19 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 10 |
| 200–300 | 5 |
| 300–400 | 2 |
| 500–750 | 1 |
| 750–1M | 1 |
How Botwood compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
1 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$867 / year
≈ $72 / month
Climate
Jan -3° · Jul 23°
normal daily high · RATTLING BRK NORRIS ARM station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
8 places shown · OpenStreetMap · OSRM
Schools 4
Groceries 3
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$182/mo
Est. winter heating (heat pump electricity) — about $547 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,992 sqft. Severity 1.05× St. John's from the RATTLING BRK NORRIS ARM station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $45,166
Closing costs + five years of running costs + 60 mortgage payments on a $105,000 home.
If rates rise 2 points
$5,999 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$518
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$21,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,094
- Property taxfrom the feed$867
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $15,305
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $551 | $50,386 | needs mortgage insurance (not modelled) |
| 10% | $522 | $48,646 | needs mortgage insurance (not modelled) |
| 20% | $464 | $45,166 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$464/mo
- Today, posted2026-10-28 · 6.19%$551/mo
- 5 years ago2021-11-03 · 4.79%$481/mo
- 10 years ago2016-11-02 · 4.64%$474/mo
At 6.19% — five years ago — the same mortgage would have cost $87 more each month than at today's posted rate.
Principal & interest only: $84,000 (80% of the $105,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 12 active
Priced at the 8th percentile of active Botwood homes
$53/sqft — city median $179/sqft.
Errand score
walk-time weighted
29
grocery 360 m, school 530 m
Nearest errand: Imperial Variety (grocery) — 360 m, about 5 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 530 mMemorial Academy
- Grocery nearby?Yes · 360 mImperial Variety
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$495/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$73/mo
Principal & interest $0 + property tax $73 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-131
NOI / month
$-131
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $73 | $867 |
| Expenses | $59 | $708 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-131 | $-1,572 |
| NOI | $-131 | $-1,572 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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