For sale · MLS® 1305105
24 Crockers Hill Road
Heart's Delight-Islington, NL, A0B2A0
List price
$299,900
About this propertyMLS® 1305105
Enjoy the slower pace of life in the beautiful community of Heart’s Delight, where scenic ocean views, fresh air, and the outdoors are part of everyday living. Whether you're looking for a place to raise your family, enjoy your retirement, or simply get away from the busier areas, this property offers plenty of space and opportunity to make it your own. Inside, the main floor features a spacious living room with plenty of room for family gatherings, a kitchen with direct access to the back patio, three bedrooms, and a full bathroom. Step outside onto the patio to enjoy your morning coffee, summer BBQs, or evenings spent relaxing in your own backyard. Downstairs offers even more potential, with a second full bathroom, utility area, storage, and a large rec space that could be further developed to suit your needs. With its own exterior entrance, the lower level offers added convenience and flexibility. Outside, the large backyard provides plenty of room for kids and pets to play, gardening, or simply enjoying your own outdoor space. The spacious detached garage is a great bonus, offering room for vehicles, ATVs, tools, or all your outdoor equipment. Located in an area known for its beautiful scenery, nearby walking trails, and opportunities to explore the outdoors, you'll have plenty to enjoy right outside your door. With some ocean views, a generous yard, and room to grow, this property offers the opportunity to enjoy everything that makes small-town Newfoundland living so special. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Recreation room Laundry room Bath (# pieces 1-6) Utility room | 26.9x18.5 · 498 sqft 10.2x8.9 · 91 sqft 8.6x5.0 · 43 sqft 11.0X23.5 · 259 sqft |
| Main level | Bedroom Bedroom Bedroom Bath (# pieces 1-6) Living room Dining nook Kitchen | 12.7x8.9 · 113 sqft 8.10x12.9 · 104 sqft 9.6x12.9 · 124 sqft 7.5x8.9 · 67 sqft 17.7x12.9 · 228 sqft 7.1x8.9 · 63 sqft 11.9x8.9 · 106 sqft |
The neighbourhood
Heart's Delight-Islington at a glance
Live market stats for Heart's Delight-Islington — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
9
Median list price
$134k
Price range
$45k – $300k
Typical build
1987
Average size
1,480 sqft
Where Heart's Delight-Islington listings are priced
Every active list price in Heart's Delight-Islington, grouped into bands.
List price, thousands of $ · 9 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 8 |
| 200–300 | 1 |
How Heart's Delight-Islington compares
Median list price against the next biggest markets — click a row for that area guide.
Heart's Delight-Islingtonnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
23 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,592 / year
≈ $133 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$693/mo
Est. winter heating (heating oil) — about $2,080 for January through March.
Estimate — not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 2,069 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $116,582
Closing costs + five years of running costs + 60 mortgage payments on a $299,900 home.
If rates rise 2 points
$17,135 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,298
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$59,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$4,160
- Property taxfrom the feed$1,592
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $34,260
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,574 | $131,492 | needs mortgage insurance (not modelled) |
| 10% | $1,491 | $126,522 | needs mortgage insurance (not modelled) |
| 20% | $1,325 | $116,582 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,325/mo
- Today, posted2026-10-28 · 6.19%$1,574/mo
- 5 years ago2021-11-03 · 4.79%$1,373/mo
- 10 years ago2016-11-02 · 4.64%$1,353/mo
At 6.19% — five years ago — the same mortgage would have cost $248 more each month than at today's posted rate.
Principal & interest only: $239,920 (80% of the $299,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,340/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$133/mo
Principal & interest $0 + property tax $133 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-374
NOI / month
$-374
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $133 | $1,592 |
| Expenses | $242 | $2,904 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-374 | $-4,488 |
| NOI | $-374 | $-4,488 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.