For sale · MLS® 1305111
25 Colliers Lane
St. John's, NL, A1A1C9
List price
$629,900
Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 6:00 p.m. NST · open for acceptance until 8:00 p.m. NST
6
days left
As per sellers directive, there will be no conveyance of any offers prior to 6:00 pm on Monday, November 9th, 2026, all offers are to remain open for acceptance until 8:00pm on the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305111
Discover the perfect mix of built Newfoundland heritage architecture and modern sophistication. Completely rebuilt in 2021, this beautifully finished 2-bedroom plus den, 2-bathroom home offers an open concept design and contemporary living space. Located on a quaint and quiet laneway between Forest Road and Quidi Vidi Road, this property offers a peaceful retreat in the heart of St. John’s. The stylish open-concept layout features a modern kitchen and center island with quartz countertops, superior cabinetry and access to the rear back yard sanctuary. The inviting living area boasts an electric fireplace framed by built-in shelving. Upstairs offers two spacious bedrooms, an adjoining den and a full bathroom, while the main floor features a second bathroom with shower. A mini-split heat pump supplements electric heating. Enjoy exceptional walkability to Quidi Vidi Lake, Belbin’s Grocery, downtown restaurants, shops and entertainment. Private parking for one vehicle adds convenience. An exceptional opportunity for homeowners and investors alike, combining modern comfort, timeless character and an unbeatable location. As per sellers directive, there will be no conveyance of any offers prior to 6:00 pm on Monday, November 9th, 2026, all offers are to remain open for acceptance until 8:00pm on the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Second level | Bath (# pieces 1-6) Bedroom Den Primary Bedroom | BATH4 12 x 11 · 132 sqft 8.5 x 12.5 · 106 sqft 12.5 x 12 · 150 sqft |
| Main level | Bath (# pieces 1-6) Foyer Kitchen Dining room Living room/Fireplace | BATH3 5 x 8.5 · 43 sqft 7 x 14 · 98 sqft 7.5 x 9 · 68 sqft 15 x 14.5 · 218 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
454
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,643 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 384 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 39 |
| 200–300 | 54 |
| 300–400 | 104 |
| 400–500 | 57 |
| 500–750 | 64 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
0.53 ha parcel
Elevation
24 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 3:00 p.m.
Property tax
$3,384 / year
≈ $282 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
77 places shown · 3 routes · OpenStreetMap · OSRM
- 4 min to downtown St. John's2.2 km
- 8 min to Memorial University4.3 km
- 12 min to Avalon Mall9.2 km
Schools 10
Health 1
Groceries 6
Cafés 11
Parks 30
Bus stops 19
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$107/mo
Est. winter heating (heat pump electricity) — about $320 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,229 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $196,767
Closing costs + five years of running costs + 60 mortgage payments on a $629,900 home.
If rates rise 2 points
$35,989 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,618
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$125,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$640
- Property taxfrom the feed$3,384
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $25,620
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,306 | $228,085 | needs mortgage insurance (not modelled) |
| 10% | $3,132 | $217,646 | needs mortgage insurance (not modelled) |
| 20% | $2,784 | $196,767 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$2,784/mo
- Today, posted2026-10-28 · 6.19%$3,306/mo
- 5 years ago2021-11-03 · 4.79%$2,885/mo
- 10 years ago2016-11-02 · 4.64%$2,841/mo
At 6.19% — five years ago — the same mortgage would have cost $522 more each month than at today's posted rate.
Principal & interest only: $503,920 (80% of the $629,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 326 active
Priced at the 98th percentile of active St. John's homes
$513/sqft — city median $191/sqft.
Errand score
walk-time weighted
76
grocery 50 m, school 240 m
Nearest errand: Belbin's Grocery (grocery) — 50 m, about 1 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 240 mCentre for Nursing Studies (St. John's)
- Grocery nearby?Yes · 50 mBelbin's Grocery
- Bus stop?Yes · 370 mKings Bridge Road at Kings Bridge Court
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R3 — R30.53 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,817/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$282/mo
Principal & interest $0 + property tax $282 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-788
NOI / month
$-788
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $282 | $3,384 |
| Expenses | $506 | $6,072 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-788 | $-9,456 |
| NOI | $-788 | $-9,456 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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