Seller's direction · offers
No conveyance of offers until
Saturday, November 7 at 12:00 p.m. NST
4
days left
Offers to be submitted by 12:00 PM on November 7, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305077
Modern open plan three bedroom, three bathroom bungalow on a quiet lane in a sought after area in CBS. This 6 year old home shows as new with wide open spaces perfect for the young family or entertainer. Open concept from the back of the house to the living room with a propane fireplace. Enjoy the deck off the kitchen or lower deck off the lower level large family room. The attached garage has easy access to a large closet and front entrance. There are two bedrooms with walk in closets and two baths upstairs as well as a main floor laundry room. The primary bedroom has an ensuite bath and large walk in closet. Downstairs offers a large craft room, lovely bright bedroom with plenty of light and full bath as well as a large family room with a propane fireplace, a kitchenette perfect for an in-law suite and walk out to the fenced back yard. And to top that off, a nice sized she shed or man cave is ready to put on your personal touch for a nice outside escape. This home is equipped a heat pump, electronic blinds and is tastefully finished and ready for you to move right in without changing a thing. Call today for your private viewing and move in by Christmas. Offers to be submitted by 12:00 PM on November 7, 2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Lower level | Storage Office Other Bath (# pieces 1-6) Family room Porch Kitchen Bedroom | 11.10 x 14 poin 13.6 x 16 point 4.10 x 8.10 · 33 sqft 8.7 x 8.11 · 71 sqft 20.6 x 18.5 · 381 sqft 5.25 5.4 20.5 x 10.4 · 213 sqft 14.7 x 17.2 · 253 sqft |
| Other | Other | 19 x 18.11 · 344 sqft |
| Main level | Other Ensuite Bedroom Bath (# pieces 1-6) Other Bedroom Laundry room Mud room Foyer Not known Kitchen Dining room Living room/Fireplace | 12.5 x 5.3 · 66 sqft 8.4 x 7.2 · 60 sqft 12.2 x 12.9 · 157 sqft 8.11 x 5.1 · 41 sqft 4.10 x 5.1 · 21 sqft 12.3 x 9 · 111 sqft 8.10 x 5.10 · 41 sqft 5.6×4.8 · 27 sqft 8.11×6.1 · 49 sqft 6.2×5.1 · 32 sqft 11.11×16.8 · 187 sqft 14.6×8.2 · 120 sqft 14.5×18 · 261 sqft |
The neighbourhood
Conception Bay South at a glance
Live market stats for Conception Bay South — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
140
Median list price
$327k
Price range
$50k – $5M
Typical build
2009
Average size
2,453 sqft
Where Conception Bay South listings are priced
Every active list price in Conception Bay South, grouped into bands.
List price, thousands of $ · 140 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 45 |
| 200–300 | 21 |
| 300–400 | 20 |
| 400–500 | 23 |
| 500–750 | 15 |
| 750–1M | 13 |
| 1M+ | 3 |
How Conception Bay South compares
Median list price against the next biggest markets — click a row for that area guide.
Conception Bay Southnearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
Explore Conception Bay South on Walk ScoreThe essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
41 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 8:00 p.m.
Property tax
$2,799 / year
≈ $233 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
7 places shown · 3 routes · OpenStreetMap · OSRM
- 24 min to downtown St. John's26 km
- 24 min to Memorial University19.3 km
- 29 min to Avalon Mall26.1 km
Schools 3
Groceries 3
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$241/mo
Est. winter heating (heat pump electricity) — about $723 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,779 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $243,388
Closing costs + five years of running costs + 60 mortgage payments on a $799,000 home.
If rates rise 2 points
$45,651 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$3,294
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$159,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,446
- Property taxfrom the feed$2,799
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $26,725
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $4,193 | $283,113 | needs mortgage insurance (not modelled) |
| 10% | $3,973 | $269,871 | needs mortgage insurance (not modelled) |
| 20% | $3,531 | $243,388 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-03), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-03 · 4.44%$3,531/mo
- Today, posted2026-10-28 · 6.19%$4,193/mo
- 5 years ago2021-11-03 · 4.79%$3,659/mo
- 10 years ago2016-11-02 · 4.64%$3,604/mo
At 6.19% — five years ago — the same mortgage would have cost $662 more each month than at today's posted rate.
Principal & interest only: $639,200 (80% of the $799,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 79 active
Priced at the 81st percentile of active Conception Bay South homes
$288/sqft — city median $229/sqft.
Errand score
walk-time weighted
14
school 530 m
Nearest errand: Topsail Elementary (school) — 530 m, about 7 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 530 mTopsail Elementary
- Grocery nearby?Yes · 1.2 kmMaries Mini Mart
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$3,449/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$234/mo
Principal & interest $0 + property tax $234 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-998
NOI / month
$-998
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $234 | $2,799 |
| Expenses | $765 | $9,180 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-998 | $-11,976 |
| NOI | $-998 | $-11,976 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.

















































