For sale · MLS® 1305013
1 Conroy Place
St. John's, NL, A1B2K3
List price
$529,900
About this propertyMLS® 1305013
Welcome to this completely renovated 3 bedroom, 2.5 bathroom, two-story home, situated on a mature, landscaped corner lot in the heart of center city! Offering the perfect blend of modern updates and comfort, this property is located just minutes from Marine Institute, College of the North Atlantic, Memorial University, YMCA, and Confederation Building. Step inside to discover a thoughtfully designed main floor featuring spacious living areas, ideal for both everyday living and entertaining. Two propane fireplaces add warmth and character, creating inviting spaces to gather. Upstairs, the spacious primary bedroom offers a private retreat, complete with a walk-in closet and an ensuite featuring walk in shower, double sinks and heated flooring. Two additional bedrooms and the added convenience of second-floor laundry complete the upper level. The partially developed basement offers additional living space and potential to customize to your needs. Outside, enjoy a fully fenced backyard surrounded by mature landscaping, including maple trees and an apple tree, offering a private setting right in the city. An attached double-car garage provides ample parking and storage, while new shingles installed in 2026 offer added peace of mind. This move-in-ready home is one you won't want to miss! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Second level | Bedroom Bedroom Laundry room Bath (# pieces 1-6) Ensuite Primary Bedroom | 16 x 11 · 176 sqft 14.5 x 9 · 131 sqft 5 x 9 · 45 sqft 4 PC 13 x 6 · 78 sqft 18.3 x 11.2 · 205 sqft |
| Basement | Recreation room | 22 x 25.7 · 565 sqft |
| Main level | Porch Bath (# pieces 1-6) Family room Kitchen Living room | 9 x 7.6 · 68 sqft 2 PC 12 x 13. 3 26.6 x 10.8 · 287 sqft 18.1 x 11.2 · 203 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
456
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,628 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 385 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 39 |
| 200–300 | 55 |
| 300–400 | 103 |
| 400–500 | 56 |
| 500–750 | 66 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
3.09 ha parcel
Elevation
99 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Property tax
$2,963 / year
≈ $247 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
59 places shown · 3 routes · OpenStreetMap · OSRM
- 7 min to downtown St. John's4.3 km
- 4 min to Memorial University1.8 km
- 8 min to Avalon Mall6.5 km
Schools 24
Health 1
Groceries 4
Cafés 1
Parks 7
Bus stops 22
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$567/mo
Est. winter heating (electricity) — about $1,701 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,614 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $181,555
Closing costs + five years of running costs + 60 mortgage payments on a $529,900 home.
If rates rise 2 points
$30,276 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,218
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$105,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,402
- Property taxfrom the feed$2,963
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $37,325
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,781 | $207,901 | needs mortgage insurance (not modelled) |
| 10% | $2,635 | $199,119 | needs mortgage insurance (not modelled) |
| 20% | $2,342 | $181,555 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$2,342/mo
- Today, posted2026-11-04 · 6.19%$2,781/mo
- 5 years ago2021-11-03 · 4.79%$2,427/mo
- 10 years ago2016-11-02 · 4.64%$2,390/mo
At 6.19% — five years ago — the same mortgage would have cost $439 more each month than at today's posted rate.
Principal & interest only: $423,920 (80% of the $529,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 327 active
Priced at the 57th percentile of active St. John's homes
$203/sqft — city median $192/sqft.
Errand score
walk-time weighted
49
grocery 530 m, school 230 m
Nearest errand: Park (park) — 110 m, about 1 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 230 mÉcole des Grands-Vents (St. John's)
- Grocery nearby?Yes · 530 mCircle K
- Bus stop?Yes · 150 mRidge Road - 22
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R13.09 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,380/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$247/mo
Principal & interest $0 + property tax $247 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-662
NOI / month
$-662
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $247 | $2,963 |
| Expenses | $416 | $4,992 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-662 | $-7,944 |
| NOI | $-662 | $-7,944 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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