For sale · MLS® 1305103
33 Vokeys Road
Whitbourne, NL, A0B3K0
List price
$149,900
Seller's direction · offers
No conveyance of offers until
Saturday, November 7 at 3:00 p.m. NST · open for acceptance until 8:00 p.m. NST
3
days left
The seller has directed that there be no conveyance of written signed offers prior to 3pm on November 7, 2026, and further directs that all offers shall remain open until 8pm on November 7, 2026.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305103
Enjoy the peaceful surroundings and relaxed lifestyle of the Goose Pond area with this charming 2-bedroom cottage, ideal as a weekend retreat, summer getaway, or comfortable year-round home. Inside, you’ll find a cozy living room featuring a propane stove, creating a warm and inviting space to unwind. The kitchen was replaced approximately four years ago, while the bathroom was updated approximately three years ago and features a convenient walk-in shower. The second bedroom features an exterior door leading to a private patio on the back of the house. This home also offers a convenient main floor laundry room. The roof was re-shingled approximately four years ago, adding to the many updates already completed. Outside, the private lot offers plenty of space to enjoy the quiet cottage setting, along with a storage shed for your recreational gear, tools, and seasonal items. While the property does not have direct pond frontage, cut a path through the trees in your back yard to create a trail to Big Goose Pond, allowing you to take advantage of boating, fishing, swimming, and all the fun that comes with cottage living. With endless opportunities to explore and enjoy the outdoors, this is a wonderful home base for making memories in one of the area’s popular recreational destinations. Whether you're looking for a peaceful cottage escape or a year-round home surrounded by nature, this property offers a great opportunity to enjoy the Goose Pond lifestyle. The seller has directed that there be no conveyance of written signed offers prior to 3pm on November 7, 2026, and further directs that all offers shall remain open until 8pm on November 7, 2026. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bath (# pieces 1-6) Bedroom Primary Bedroom Laundry room Kitchen Living room/Fireplace | 3pc 12x8 · 96 sqft 12x11 · 132 sqft 5x6 · 30 sqft 11x12 · 132 sqft 11x23 · 253 sqft |
The neighbourhood
Whitbourne at a glance
Live market stats for Whitbourne — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
20
Median list price
$142k
Price range
$17k – $1.2M
Typical build
1995
Average size
1,501 sqft
Where Whitbourne listings are priced
Every active list price in Whitbourne, grouped into bands.
List price, thousands of $ · 20 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 14 |
| 200–300 | 1 |
| 300–400 | 2 |
| 500–750 | 2 |
| 1M+ | 1 |
How Whitbourne compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
77 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$479 / year
≈ $40 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
2 places shown · OpenStreetMap · OSRM
Health 1
Groceries 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$157/mo
Est. winter heating (electricity) — about $472 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 726 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $54,562
Closing costs + five years of running costs + 60 mortgage payments on a $149,900 home.
If rates rise 2 points
$8,564 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$698
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$29,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$944
- Property taxfrom the feed$479
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $12,615
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $787 | $62,014 | needs mortgage insurance (not modelled) |
| 10% | $745 | $59,530 | needs mortgage insurance (not modelled) |
| 20% | $662 | $54,562 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$662/mo
- Today, posted2026-11-04 · 6.19%$787/mo
- 5 years ago2021-11-03 · 4.79%$686/mo
- 10 years ago2016-11-02 · 4.64%$676/mo
At 6.19% — five years ago — the same mortgage would have cost $124 more each month than at today's posted rate.
Principal & interest only: $119,920 (80% of the $149,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 10 active
Priced at the 50th percentile of active Whitbourne homes
$206/sqft — city median $214/sqft.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 1.3 kmAndrea's Mini Mart
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$643/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$40/mo
Principal & interest $0 + property tax $40 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-187
NOI / month
$-187
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $40 | $479 |
| Expenses | $148 | $1,776 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-187 | $-2,244 |
| NOI | $-187 | $-2,244 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.