For sale · MLS® 1305041
15 Rigolet Crescent
St. John's, NL, A1A3S1
List price
$329,900
Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 10:00 a.m. NST · open for acceptance until 3:00 p.m. NST
6
days left
As per attached Seller's Direction, there will be no conveyance of offers prior to 10am on Monday, November 9th, with offers to remain open until 3pm the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305041
Situated on a corner lot along a quiet street in St. John's, 15 Rigolet Crescent offers plenty of possibilities for buyers looking to make a home their own or invest in a property with room to grow. The main floor features a bright and spacious living room with hardwood flooring, a dedicated dining area, and a functional kitchen with ample cabinetry. Three bedrooms and a full bathroom complete the main level. Downstairs, the developed basement provides additional living space, including a generous rec room, a second kitchen area, a full bathroom, and versatile rooms that offer exciting potential for an in-law suite, extended family accommodations, or additional living space. Outside, the corner lot offers a spacious backyard with mature trees and plenty of room to enjoy the outdoors. Located just minutes from the scenic Virginia River walking trail, this property combines a peaceful residential setting with convenient access to nearby amenities. Being sold as is, this property presents a fantastic opportunity for renovators, investors, or buyers with a vision. With a little creativity and some TLC, the possibilities are endless! As per attached Seller's Direction, there will be no conveyance of offers prior to 10am on Monday, November 9th, with offers to remain open until 3pm the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Laundry room Bath (# pieces 1-6) Bedroom Bedroom Recreation room | 13.0x12.0 · 156 sqft 9.0x5.0 · 45 sqft 11.0x9.0 · 99 sqft 18.0x13.0 · 234 sqft 19.0x12.0 · 228 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Eat in kitchen Dining room Living room Foyer | 7.0x11.0 · 77 sqft 9.0x12.0 · 108 sqft 10.0x12.0 · 120 sqft 13.0x11.0 · 143 sqft 11.0x11.0 · 121 sqft 9.0x11.0 · 99 sqft 15.0x15.0 · 225 sqft 6.0x5.0 · 30 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
450
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,658 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 380 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 40 |
| 200–300 | 53 |
| 300–400 | 102 |
| 400–500 | 56 |
| 500–750 | 63 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
0.47 ha parcel
Elevation
72 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 7:00 p.m.
Property tax
$2,657 / year
≈ $221 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
71 places shown · 3 routes · OpenStreetMap · OSRM
- 9 min to downtown St. John's5.3 km
- 8 min to Memorial University4.5 km
- 9 min to Avalon Mall7.8 km
Schools 20
Health 4
Groceries 7
Cafés 3
Parks 20
Bus stops 17
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$488/mo
Est. winter heating (electricity) — about $1,463 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,248 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $123,812
Closing costs + five years of running costs + 60 mortgage payments on a $329,900 home.
If rates rise 2 points
$18,849 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,418
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$65,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,926
- Property taxfrom the feed$2,657
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $33,415
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,731 | $140,214 | needs mortgage insurance (not modelled) |
| 10% | $1,640 | $134,747 | needs mortgage insurance (not modelled) |
| 20% | $1,458 | $123,812 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-03), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-03 · 4.44%$1,458/mo
- Today, posted2026-10-28 · 6.19%$1,731/mo
- 5 years ago2021-11-03 · 4.79%$1,511/mo
- 10 years ago2016-11-02 · 4.64%$1,488/mo
At 6.19% — five years ago — the same mortgage would have cost $273 more each month than at today's posted rate.
Principal & interest only: $263,920 (80% of the $329,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 322 active
Priced at the 18th percentile of active St. John's homes
$147/sqft — city median $191/sqft.
Errand score
walk-time weighted
58
grocery 590 m, school 150 m
Nearest errand: St. Paul's Junior High (school) — 150 m, about 2 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?Yes · 150 mSt. Paul's Junior High
- Grocery nearby?Yes · 590 mColeman's
- Bus stop?Yes · 170 mSt. Paul's Junior High School
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R10.47 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,549/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$222/mo
Principal & interest $0 + property tax $222 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-412
NOI / month
$-412
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $222 | $2,657 |
| Expenses | $191 | $2,292 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-412 | $-4,944 |
| NOI | $-412 | $-4,944 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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