For sale · MLS® 1305086
269 Bauline Line Extension
Portugal Cove-St. Philip's, NL, A1M2V4
List price
$474,900
About this propertyMLS® 1305086
BUNGALOW W/ IN HOUSE GARAGE + PRIVATE BACKYARD OASIS W/ CABIN + SITTING ON OVER HALF AN ACRE!! This exceptionally spacious bungalow offers over 2,800 sqft of living space with a large in house garage measuring 21.5 x 16 , a private backyard oasis with sleeper cabin, all sitting on just over .69 of an acre of land! The eat in kitchen offers abundant cabinetry, a centre island with direct access to a patio deck that boasts beautiful daily sunsets. The open concept living room is warmed by a propane fireplace and flows seamlessly into the dining area, which features a convenient pass through to the kitchen. The primary bedroom offers a large walk-in closet and a 2 piece ensuite, while a second bedroom and an extra large 4 piece bath with jetted tub, complete the main level. The lower level provides incredible flexibility and an impressive amount of living space. It features a large family room with wet bar, a second propane fireplace, a walkout to the lower patio deck, an extra large 3rd bedroom with walk in closet, a 4 piece bathroom with a walk-in air jetted tub and shower, a dedicated laundry room and an additional room which provides endless possibilities for use such as; a home office, hobby room, gym, studio or a guest space. Outside, the backyard is a completely private oasis. It boasts a charming rustic sleeper cabin that could be used for so many things such as; a cozy weekend camp out, an entertaining area perfect for hosting guests or bbqs, a creative art studio or a private home office! Some recent upgrades include; New roof shingles, new 200 amp electrical panel, new electric furnace, all completed in 2024. 2 patio decks, storage shed and double paved driveway. This home offers endless space throughout along with a private and peaceful retreat that is so hard to find! Contact Today to Book Your Private Viewing!! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Lower level | Mud room Storage Utility room Laundry room Bath (# pieces 1-6) Office Bedroom Family room/Fireplace | 16.42 x 4.33 · 71 sqft 11 .58 x 5.83 7 x 6 · 42 sqft 8.83 x 8 · 71 sqft 4PC 12.75 x 10.58 · 135 sqft 17.5 x 14.25 · 249 sqft 26 x 20.17 · 524 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Ensuite Primary Bedroom Dining room Living room/Fireplace Eat in kitchen Foyer Porch | 4PC 13.75 x 9.75 · 134 sqft 2PC 13.58 x 11.67 · 158 sqft 11.42 x 10 · 114 sqft 17 x 11.42 · 194 sqft 17.67 x 14.42 · 255 sqft 19.25 x 8.58 · 165 sqft 9 x 6.5 · 59 sqft |
The neighbourhood
Portugal Cove-St. Philip's at a glance
Live market stats for Portugal Cove-St. Philip's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
65
Median list price
$400k
Price range
$35k – $1.2M
Typical build
2001
Average size
2,998 sqft
Where Portugal Cove-St. Philip's listings are priced
Every active list price in Portugal Cove-St. Philip's, grouped into bands.
List price, thousands of $ · 65 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 19 |
| 200–300 | 7 |
| 300–400 | 7 |
| 400–500 | 10 |
| 500–750 | 11 |
| 750–1M | 7 |
| 1M+ | 4 |
How Portugal Cove-St. Philip's compares
Median list price against the next biggest markets — click a row for that area guide.
Portugal Cove-St. Philip'snearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
161 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 6:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,723 / year
≈ $227 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 22 min to downtown St. John's16.8 km
- 19 min to Memorial University14.6 km
- 9 min to Avalon Mall6.5 km
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$621/mo
Est. winter heating (electricity) — about $1,864 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,864 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $167,181
Closing costs + five years of running costs + 60 mortgage payments on a $474,900 home.
If rates rise 2 points
$27,133 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,998
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$94,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,728
- Property taxfrom the feed$2,723
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $37,755
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,492 | $190,793 | needs mortgage insurance (not modelled) |
| 10% | $2,361 | $182,922 | needs mortgage insurance (not modelled) |
| 20% | $2,099 | $167,181 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-03), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-03 · 4.44%$2,099/mo
- Today, posted2026-10-28 · 6.19%$2,492/mo
- 5 years ago2021-11-03 · 4.79%$2,175/mo
- 10 years ago2016-11-02 · 4.64%$2,142/mo
At 6.19% — five years ago — the same mortgage would have cost $393 more each month than at today's posted rate.
Principal & interest only: $379,920 (80% of the $474,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 35 active
Priced at the 23rd percentile of active Portugal Cove-St. Philip's homes
$166/sqft — city median $225/sqft.
Errand score
walk-time weighted
4
park 630 m
Nearest errand: Voisey's Brook Park (park) — 630 m, about 8 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,138/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$227/mo
Principal & interest $0 + property tax $227 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-593
NOI / month
$-593
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $227 | $2,723 |
| Expenses | $367 | $4,404 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-593 | $-7,116 |
| NOI | $-593 | $-7,116 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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