For sale · MLS® 1305085
9 Tulip Ridge Boulevard
Paradise, NL, A1L4N7
List price
$454,900
About this propertyMLS® 1305085
Welcome to Paradise's newest subdivision, Emerald Ridge, located in the ever popular and sought after Octagon Pond area and within walking distance to schools, trails and all of Paradise's amenities. Located in the final Phase, this contemporary Bungalow Tri-Plex has 2 beds, 2 baths, and a great open concept main floor layout featuring a bright living room, a modern kitchen with a large sit-up peninsula, an open dining area and main floor laundry. The primary bedroom, located at the back, is spacious with a walk-in closet and full ensuite. The additional bedroom is ideal for guests, a home office or as a second bedroom, and the main bathroom will be four-piece. The basement will be wide open for future development with a rec. room, 3rd bedroom, a bathroom, and storage spaces. (Basement can be developed with a rec room, bedroom and 3pc bath for $40,000 HST Inc). The exterior will have a covered front entry, double paved driveway and front and rear landscaping included. Allowances for flooring, cabinets and lighting total $29,000, HST included. Single head mini split heat pump is included and there will be an 8 year LUX New Home Warranty. Purchase price includes HST with rebate back to the builder. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bedroom Bath (# pieces 1-6) Ensuite Primary Bedroom Laundry room Living room Eating area Kitchen | 9x10 · 90 sqft 4pc 3pc 14x11.6 · 162 sqft 5.8x6.6 · 38 sqft 12.4x14.6 · 181 sqft 7.8x10.6 · 83 sqft 13.5x 12.4 · 167 sqft |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
154
Median list price
$520k
Price range
$180k – $6M
Typical build
2014
Average size
2,606 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 151 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 7 |
| 300–400 | 17 |
| 400–500 | 41 |
| 500–750 | 65 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
164 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
9 places shown · 3 routes · OpenStreetMap · OSRM
- 23 min to downtown St. John's19.3 km
- 18 min to Memorial University15.8 km
- 24 min to Avalon Mall22.6 km
Schools 2
Groceries 2
Cafés 1
Parks 4
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$185/mo
Est. winter heating (heat pump electricity) — about $555 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,132 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $135,093
Closing costs + five years of running costs + 60 mortgage payments on a $454,900 home.
If rates rise 2 points
$25,991 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,918
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$90,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,110
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $11,050
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,387 | $157,710 | needs mortgage insurance (not modelled) |
| 10% | $2,262 | $150,171 | needs mortgage insurance (not modelled) |
| 20% | $2,010 | $135,093 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-03), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record — that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-03 · 4.44%$2,010/mo
- Today, posted2026-10-28 · 6.19%$2,387/mo
- 5 years ago2021-11-03 · 4.79%$2,083/mo
- 10 years ago2016-11-02 · 4.64%$2,052/mo
At 6.19% — five years ago — the same mortgage would have cost $377 more each month than at today's posted rate.
Principal & interest only: $363,920 (80% of the $454,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 132 active
Priced at the 30th percentile of active Paradise homes
$213/sqft — city median $228/sqft.
Errand score
walk-time weighted
29
grocery 990 m, school 330 m
Nearest errand: Trenton Drive Park (park) — 210 m, about 3 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 330 mOctagon Pond Elementary
- Grocery nearby?Yes · 990 mMaries Mini Mart
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,831/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-569
NOI / month
$-569
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $569 | $6,828 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-569 | $-6,828 |
| NOI | $-569 | $-6,828 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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