For sale · MLS® 1304841
19-23 Holdsworth Lane
Ferryland, NL, A0A2H0
List price
$1,400,000
About this propertyMLS® 1304841
RARE OCEANFRONT ESTATE! An extraordinary opportunity to own approximately 12 acres of private coastal paradise with ocean frontage on three sides, three private beaches, breathtaking views, and exceptional potential. Custom-built in 1984 for its original owner and offered for sale for the first time, this impressive residence features over 5,000 sq. ft. of finished living space across three fully developed levels. Designed ahead of its time, the home incorporates passive solar principles, superior insulation, and multiple heating systems. The magnificent Great Room features soaring cathedral ceilings and a spectacular 5,000-brick fireplace. Additional highlights include six bathrooms, three guest suites with private ensuites, two ocean-view balconies, a sauna, and an established Bed & Breakfast business. Quality construction includes 12-inch exterior walls, polyurethane insulation over Tyvek, extra-insulated basement walls, pressure-treated siding and window framing, and south-facing orientation. Heating options include oil, wood, electric, solar, and an 80,000 BTU multi-fuel furnace with ducted heating. Explore three private beaches, a picturesque duck pond, waterfront deck, traditional root cellar, mature woodland, open meadows, gardens, fruit trees, and wild berries. Enjoy seasonal capelin rolling, coastal wildlife, and recreational fishing opportunities. A paved driveway and two large paved parking areas provide convenient access. With extensive shoreline and approximately 12 acres, possibilities include a luxury private estate, executive retreat, boutique resort, expanded hospitality business, or subdivision potential, subject to approvals. A truly exceptional Newfoundland coastal property offering privacy, natural beauty, remarkable craftsmanship, and exciting future possibilities! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
| Lower level | Laundry room Kitchen Bath (# pieces 1-6) Family room Dining room Office | 11'9"" X 15'4"" 7' X 9'10"" 10'7"" X 6'11"" 19'8"" X 18'4"" 11'10"" X 12'8"" 11'6"" X 13'8"" |
| Second level | Other Other Family room Ensuite Bedroom Ensuite Bedroom Ensuite Primary Bedroom | 14'2"" X 23'8"" 5'7"" X 8'1"" 9' X 19'11"" 5'1"" X 7'9"" 13'2"" X 16'3"" 7'2"" X 8'4"" 13'5"" X 13'4"" 10'8"" X 7'1"" 19'2"" X 11'8"" |
| Main level | Bath (# pieces 1-6) Ensuite Primary Bedroom Porch Kitchen Foyer Family room Family room Dining room Living room/Fireplace | 5'10"" X 5'5"" 9'1"" X 11'10"" 17'11"" X 13'5"" 9'9"" X 11'4"" 22' X 13'8"" 13'11"" X 11'1"" 13'4"" X 16'5"" 20'4"" X 15'7"" 12' X 13'5"" 21'4"" X 20'1"" |
The neighbourhood
Ferryland at a glance
Live market stats for Ferryland — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
4
Median list price
$184k
Price range
$30k – $1.4M
Typical build
1984
Average size
4,989 sqft
Where Ferryland listings are priced
Every active list price in Ferryland, grouped into bands.
List price, thousands of $ · 4 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
| 200–300 | 1 |
| 1M+ | 1 |
How Ferryland compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
4 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,784 / year
≈ $232 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
2 places shown · OpenStreetMap · OSRM
Schools 1
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$1,672/mo
Est. winter heating (heating oil) — about $5,016 for January through March.
Estimate — not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 4,989 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $447,315
Closing costs + five years of running costs + 60 mortgage payments on a $1,400,000 home.
If rates rise 2 points
$79,988 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$5,000
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$280,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$10,032
- Property taxfrom the feed$2,784
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $69,580
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $7,347 | $516,921 | needs mortgage insurance (not modelled) |
| 10% | $6,961 | $493,719 | needs mortgage insurance (not modelled) |
| 20% | $6,187 | $447,315 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$6,187/mo
- Today, posted2026-10-28 · 6.19%$7,347/mo
- 5 years ago2021-11-03 · 4.79%$6,411/mo
- 10 years ago2016-11-02 · 4.64%$6,315/mo
At 6.19% — five years ago — the same mortgage would have cost $1,160 more each month than at today's posted rate.
Principal & interest only: $1,120,000 (80% of the $1,400,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$5,867/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$232/mo
Principal & interest $0 + property tax $232 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-1,750
NOI / month
$-1,750
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $232 | $2,784 |
| Expenses | $1,518 | $18,216 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-1,750 | $-21,000 |
| NOI | $-1,750 | $-21,000 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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