For sale · MLS® 1280736
54 C Point Road Unit#C
Chapel's Cove, NL, A0A1V0
List price
$49,900
About this propertyMLS® 1280736
POINT ROAD, CHAPEL'S COVE, NL...Welcome to this bustling little place called Chapel's Cove, in the beautiful Conception Bay Centre region where one by one people are deciding to come here and may this place their home. Point Road has exploded with many new homes over the last 5 years...This 1.62 acres provides you the freedom and space to create that "" Perfect Private Estate "" with the.... "" Mansion on the Hill "".. or that "" Great Cottage Getaway ""....Create walking trails or that private gazebo..that secluded fish pond, so many things you can do! As you drive Conran's Road, Point Road & Con's Hill..there's pride of ownership everywhere, each home has perfection all around their properties, with attention to detail everywhere! There's a ball field and playground just around the corner..Imagine! This pristine acreage will impress you with the peacefulness and serenity and surrounds this place! Chapel's Cove...the best kept secret in the Bay!!.and it looks awesome!! And so we meet 54C Point Road ...a 1.62 acre private lot that the owners have decided to sell! This level boreal forest is yours to do create that perfect private estate or cottage getaway..cut through this heavy treed lot only the trees you need. can do! As you drive Point Road..there's pride of ownership everywhere, each home has perfection all around their properties, with attention to detail everywhere! There's a ball field and playground just around the corner..imagine! Come have a look at this private estate, walk this place and feel the tranquility....Vision what this place could be...You decide if this is where you want to be...Don't Delay...Call Today!! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
The neighbourhood
Chapel's Cove at a glance
Live market stats for Chapel's Cove — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
2
Median list price
$69k
Price range
$50k – $89k
Where Chapel's Cove listings are priced
Every active list price in Chapel's Cove, grouped into bands.
List price, thousands of $ · 2 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
How Chapel's Cove compares
Median list price against the next biggest markets — click a row for that area guide.
Chapel's Covenearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
64 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$400 / year
≈ $33 / month · assessment year 2024
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 49 min to downtown St. John's53.7 km
- 49 min to Memorial University53 km
- 54 min to Avalon Mall59.8 km
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $30,660
Closing costs + five years of running costs + 60 mortgage payments on a $49,900 home.
If rates rise 2 points
$2,851 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$298
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$9,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Property taxfrom the feed$400
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $15,630
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $262 | $33,141 | needs mortgage insurance (not modelled) |
| 10% | $248 | $32,314 | needs mortgage insurance (not modelled) |
| 20% | $221 | $30,660 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$221/mo
- Today, posted2026-10-28 · 6.19%$262/mo
- 5 years ago2021-11-03 · 4.79%$229/mo
- 10 years ago2016-11-02 · 4.64%$225/mo
At 6.19% — five years ago — the same mortgage would have cost $41 more each month than at today's posted rate.
Principal & interest only: $39,920 (80% of the $49,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Errand score
walk-time weighted
2
park 1.1 km
Nearest errand: Park (park) — 1.1 km, about 14 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$234/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$34/mo
Principal & interest $0 + property tax $34 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-33
NOI / month
$-33
Cap rate
-0.79%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $34 | $400 |
| Expenses | $0 | $0 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-33 | $-396 |
| NOI | $-33 | $-396 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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