Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 3:00 p.m. NST · open for acceptance until 8:00 p.m. NST
7
days left
All offers to be submitted by 3pm November 9th, 2026 and left opened until 8pm (id:56688)
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305028
Welcome to this lovely split-entry home in the sought-after community of Kelligrews, conveniently located close to schools, shopping, and everyday amenities. Step inside to discover a bright and inviting main floor featuring vaulted ceilings, three spacious bedrooms, and a full bathroom. Downstairs, the main home offers a comfortable family room, perfect for relaxing or spending time with family. Adding even more value is the registered one-bedroom basement apartment, complete with its own private entrance. The apartment has recently been refreshed with fresh paint, new flooring, and new trim, making it a great opportunity for additional rental income or extended family living. Outside, you'll find a level backyard with plenty of room to enjoy outdoor activities, along with two storage sheds for added convenience. Whether you're looking for a family home with extra income potential or a property with room for extended family, this home offers versatility, comfort, and a fantastic location! Don't miss your opportunity to make this Kelligrews property your new home! All offers to be submitted by 3pm November 9th, 2026 and left opened until 8pm (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Not known Not known Not known Family room | 5x8.5 · 43 sqft 11x9 · 99 sqft 12x9 · 108 sqft 12x9.5 · 114 sqft 16x8.5 · 136 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom Foyer Eat in kitchen Living room | 5.6x9.3 · 52 sqft 13x9.2 · 120 sqft 11x9.5 · 105 sqft 13x9.5 · 124 sqft 6.4x4.6 · 29 sqft 19x9.5 · 181 sqft 17x11 · 187 sqft |
The neighbourhood
Kelligrews at a glance
Live market stats for Kelligrews — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
6
Median list price
$244k
Price range
$75k – $440k
Typical build
2000
Average size
1,664 sqft
Where Kelligrews listings are priced
Every active list price in Kelligrews, grouped into bands.
List price, thousands of $ · 6 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 300–400 | 2 |
| 400–500 | 1 |
How Kelligrews compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
61 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 6:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,900 / year
≈ $242 / month · assessment year 2025
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
13 places shown · 3 routes · OpenStreetMap · OSRM
- 27 min to downtown St. John's29.7 km
- 27 min to Memorial University29 km
- 32 min to Avalon Mall35.8 km
Schools 7
Health 3
Groceries 2
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$375/mo
Est. winter heating (electricity) — about $1,126 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,731 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $140,256
Closing costs + five years of running costs + 60 mortgage payments on a $399,000 home.
If rates rise 2 points
$22,797 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,694
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$79,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,252
- Property taxfrom the feed$2,900
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $31,260
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,094 | $160,094 | needs mortgage insurance (not modelled) |
| 10% | $1,984 | $153,481 | needs mortgage insurance (not modelled) |
| 20% | $1,763 | $140,256 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$1,763/mo
- Today, posted2026-10-28 · 6.19%$2,094/mo
- 5 years ago2021-11-03 · 4.79%$1,827/mo
- 10 years ago2016-11-02 · 4.64%$1,800/mo
At 6.19% — five years ago — the same mortgage would have cost $330 more each month than at today's posted rate.
Principal & interest only: $319,200 (80% of the $399,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Errand score
walk-time weighted
33
grocery 670 m, school 640 m
Nearest errand: Kelligrews Medical Clinic (health centre) — 600 m, about 8 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 640 mBAC College
- Grocery nearby?Yes · 670 mDough Bys Bakery
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,848/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$242/mo
Principal & interest $0 + property tax $242 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-498
NOI / month
$-498
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $242 | $2,900 |
| Expenses | $257 | $3,084 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-498 | $-5,976 |
| NOI | $-498 | $-5,976 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.
















































