For sale · MLS® 1305037
44 Seascape Drive
Paradise, NL, A1L3N3
List price
$499,000
Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 3:00 p.m. NST
8
days left
Seller's Direction: No conveyance of any written signed offer as per sellers directive until 3PM on Nov 9th, 2026, to be left open until 8PM the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305037
Welcome to 44 Seascape Drive! This beautiful registered two-apartment home is located in a highly desirable area of Paradise and offers a fantastic opportunity for both homeowners and investors. The spacious main unit features three bedrooms, including a primary bedroom with its own ensuite and large closet. The home features a mix of hardwood and laminate flooring, along with beautiful oversized windows in the main living area. The main unit has recently been refreshed with new paint, updated flooring in select areas, and new lighting, giving the home a fresh and modern feel. Downstairs, the registered two-bedroom apartment offers excellent income potential, making this a great option as an investment property or for anyone looking to offset their mortgage with rental income. The property also backs onto a beautiful treed green space, offering plenty of privacy and a peaceful setting. Seller's Direction: No conveyance of any written signed offer as per sellers directive until 3PM on Nov 9th, 2026, to be left open until 8PM the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Not known Not known Not known | 3PC 11x11.5 · 127 sqft 9x9.5 · 86 sqft 13x15.5 · 202 sqft |
| Main level | Recreation room Bath (# pieces 1-6) Ensuite Primary Bedroom Bedroom Bedroom Kitchen Living room | 16x11 · 176 sqft 3PC 3PC 13x13 · 169 sqft 10x10 · 100 sqft 10x10 · 100 sqft 16x13 · 208 sqft 20.8x15.5 · 322 sqft |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
157
Median list price
$520k
Price range
$180k – $6M
Typical build
2013
Average size
2,593 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 153 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 8 |
| 300–400 | 18 |
| 400–500 | 40 |
| 500–750 | 66 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
134 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 6:00 p.m.
Property tax
$4,462 / year
≈ $372 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 26 min to downtown St. John's20.7 km
- 21 min to Memorial University17.3 km
- 26 min to Avalon Mall14.5 km
Parks 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$586/mo
Est. winter heating (electricity) — about $1,757 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,700 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $181,293
Closing costs + five years of running costs + 60 mortgage payments on a $499,000 home.
If rates rise 2 points
$28,510 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,094
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$99,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,514
- Property taxfrom the feed$4,462
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $45,380
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,619 | $206,102 | needs mortgage insurance (not modelled) |
| 10% | $2,481 | $197,832 | needs mortgage insurance (not modelled) |
| 20% | $2,205 | $181,293 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$2,205/mo
- Today, posted2026-10-28 · 6.19%$2,619/mo
- 5 years ago2021-11-03 · 4.79%$2,285/mo
- 10 years ago2016-11-02 · 4.64%$2,251/mo
At 6.19% — five years ago — the same mortgage would have cost $413 more each month than at today's posted rate.
Principal & interest only: $399,200 (80% of the $499,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 134 active
Priced at the 13th percentile of active Paradise homes
$185/sqft — city median $230/sqft.
Errand score
walk-time weighted
7
park 310 m
Nearest errand: Park (park) — 310 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,380/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$372/mo
Principal & interest $0 + property tax $372 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-623
NOI / month
$-623
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $372 | $4,462 |
| Expenses | $252 | $3,024 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-623 | $-7,476 |
| NOI | $-623 | $-7,476 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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