For sale · MLS® 1305007
36 Cochran Street
Gander, NL, A1V0G8
List price
$369,000
About this propertyMLS® 1305007
Welcome to this beautifully maintained duplex located on a sought-after street! Offering the perfect combination of comfort, functionality, and extra living space, this home is an excellent opportunity for those looking to downsize without sacrificing room or for first-time buyers just starting out who still want plenty of space to grow. The main level features a bright, open-concept layout with beautiful vaulted ceilings, creating an inviting and spacious atmosphere. The kitchen is complete with new stainless steel appliances and flows seamlessly into the living and dining areas. The living room is highlighted by a beautiful fireplace accent wall, adding warmth and character to the space. You'll find two bedrooms and two full bathrooms on the main level, including a spacious primary bedroom with its own ensuite featuring a walk-in shower. One of the standout features of this property is the fully developed basement, offering valuable additional living space! Downstairs, you'll find a third bedroom, another full bathroom, and plenty of room for a family room, guests, hobbies, or a home office. Additional features include: Heat pump installed in 2025 for added comfort and efficiency. Attached garage. Paved driveway. Fully fenced backyard. Three bedrooms and three full bathrooms. A developed basement providing exceptional additional living space. Whether you're looking to simplify your lifestyle, purchase your first home, or simply want the convenience of extra space without taking on a larger property, this duplex checks all the boxes. Why settle for less when you can have it all? Enjoy the benefits of a move-in-ready home, a desirable location, and the extra space that is so hard to find in a duplex. Don't miss your opportunity to make this one yours! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Laundry room Bath (# pieces 1-6) Ensuite Bedroom Primary Bedroom Kitchen Living room | 3x3 · 9 sqft 5.5x7 · 39 sqft 5x6 · 30 sqft 11.5x12.5 · 144 sqft 11x13 · 143 sqft 11x16 · 176 sqft 15x17 · 255 sqft |
| Basement | Bath (# pieces 1-6) Recreation room Bedroom | 6x7.5 · 45 sqft 12x13 · 156 sqft 11x11 · 121 sqft |
The neighbourhood
Gander at a glance
Live market stats for Gander — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
49
Median list price
$399k
Price range
$108k – $7.3M
Typical build
1997
Average size
2,173 sqft
Where Gander listings are priced
Every active list price in Gander, grouped into bands.
List price, thousands of $ · 46 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 8 |
| 200–300 | 7 |
| 300–400 | 8 |
| 400–500 | 9 |
| 500–750 | 9 |
| 750–1M | 1 |
| 1M+ | 4 |
How Gander compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
110 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,200 / year
≈ $183 / month · assessment year 2026
Climate
Jan -3° · Jul 22°
normal daily high · GANDER INT'L A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
4 places shown · OpenStreetMap · OSRM
Schools 2
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$205/mo
Est. winter heating (heat pump electricity) — about $614 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,170 sqft. Severity 1.09× St. John's from the GANDER INT'L A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $123,561
Closing costs + five years of running costs + 60 mortgage payments on a $369,000 home.
If rates rise 2 points
$21,083 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,574
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$73,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,228
- Property taxfrom the feed$2,200
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $22,640
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,937 | $141,907 | needs mortgage insurance (not modelled) |
| 10% | $1,835 | $135,792 | needs mortgage insurance (not modelled) |
| 20% | $1,631 | $123,561 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$1,631/mo
- Today, posted2026-10-28 · 6.19%$1,936/mo
- 5 years ago2021-11-03 · 4.79%$1,690/mo
- 10 years ago2016-11-02 · 4.64%$1,664/mo
At 6.19% — five years ago — the same mortgage would have cost $306 more each month than at today's posted rate.
Principal & interest only: $295,200 (80% of the $369,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 39 active
Priced at the 41st percentile of active Gander homes
$170/sqft — city median $211/sqft.
Errand score
walk-time weighted
15
school 650 m
Nearest errand: Park (park) — 490 m, about 6 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 650 mGander Elementary
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,669/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$184/mo
Principal & interest $0 + property tax $184 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-461
NOI / month
$-461
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $184 | $2,200 |
| Expenses | $278 | $3,336 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-461 | $-5,532 |
| NOI | $-461 | $-5,532 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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