Seller's direction · offers
No conveyance of offers until
Monday, November 9 at 12:00 a.m. NST · open for acceptance until 6:00 p.m. NST
7
days left
As per Seller Direction there will be no conveyance of offers prior to 1:00pmon November 9, 2026, all offers to be left open for consideration until 6:00pm on November 9, 2026 Book your showing today.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1304955
69 Castle Bridge Drive This executive style multi level home has been well cared for and it shows. It sits on a quiet, welcoming street close to schools and shopping. The main floor is open concept, with a living room built around a propane fireplace. The kitchen is large and bright, with lots of counter and cupboard space and appliances that are only a couple of years old. Hardwood floors run throughout, finished with crown mouldings and quality touches in every room. Upstairs you’ll find three bedrooms, all with great natural light. The main bathroom has a whirlpool tub and a separate shower. The lower level has a spacious family room with a walkout to the yard and direct access to the garage. There’s also a one bedroom in-law apartment with its own kitchen and a large living room. Outside, the yard is fully fenced, with new decks on both the front and back. Permanent exterior holiday lighting means no more ladders in December. As per Seller Direction there will be no conveyance of offers prior to 1:00pmon November 9, 2026, all offers to be left open for consideration until 6:00pm on November 9, 2026 Book your showing today. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Workshop Bedroom Not known Not known | 15 x 9 · 135 sqft 16 x 12 · 192 sqft 17.5 x 11.7 · 205 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 4 Pce 9 x 8 · 72 sqft 12.5 x 8 · 100 sqft 14 x 12 · 168 sqft |
| Lower level | Family room | 18 x 12.5 · 225 sqft |
| Main level | Kitchen Living room | 18.5 x 12.5 · 231 sqft 16.5 x 11 · 182 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
451
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1976
Average size
3,655 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 380 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 39 |
| 200–300 | 53 |
| 300–400 | 103 |
| 400–500 | 57 |
| 500–750 | 62 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Zoning
32.97 ha parcel
Elevation
121 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Property tax
$3,680 / year
≈ $307 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
17 places shown · 3 routes · OpenStreetMap · OSRM
- 11 min to downtown St. John's11.5 km
- 17 min to Memorial University14.8 km
- 22 min to Avalon Mall21.5 km
Schools 6
Health 2
Groceries 6
Cafés 1
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$189/mo
Est. winter heating (heat pump electricity) — about $566 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,175 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $192,632
Closing costs + five years of running costs + 60 mortgage payments on a $599,900 home.
If rates rise 2 points
$34,275 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,498
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$119,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,132
- Property taxfrom the feed$3,680
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $29,560
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,148 | $222,458 | needs mortgage insurance (not modelled) |
| 10% | $2,983 | $212,516 | needs mortgage insurance (not modelled) |
| 20% | $2,651 | $192,632 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$2,651/mo
- Today, posted2026-10-28 · 6.19%$3,148/mo
- 5 years ago2021-11-03 · 4.79%$2,747/mo
- 10 years ago2016-11-02 · 4.64%$2,706/mo
At 6.19% — five years ago — the same mortgage would have cost $497 more each month than at today's posted rate.
Principal & interest only: $479,920 (80% of the $599,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 322 active
Priced at the 85th percentile of active St. John's homes
$276/sqft — city median $192/sqft.
Errand score
walk-time weighted
19
grocery 500 m
Nearest errand: Park (park) — 430 m, about 5 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 5 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 500 mMarie’s Mini Mart
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
- Zoning?R1 — R132.97 ha parcel
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,721/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$307/mo
Principal & interest $0 + property tax $307 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-749
NOI / month
$-749
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $307 | $3,680 |
| Expenses | $443 | $5,316 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-749 | $-8,988 |
| NOI | $-749 | $-8,988 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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