For sale · MLS® 1305052
167 Coley's Point South Road
Bay Roberts, NL, A0A1X0
List price
$49,900
About this propertyMLS® 1305052
Looking to build your Dream Home? Check out this large building lot with beautiful ocean views, located in scenic Bay Roberts, Newfoundland! Enjoy the beauty and charm of coastal living while taking advantage of a great location. This property offers access to town services, including municipal water and sewer, making it an excellent opportunity to build your dream home! ATV and walking trails nearby, excellent opportunities for boating and fishing, close to shopping, amenities and the many recreation facilities in Bay Roberts, approximately 1 hour from St. John’s. Many other unique towns are also very nearby including the Towns of Salmon Cove & Northern Bay with their beautiful sandy beaches and the historic Towns of Brigus, Cupids, Dildo, Port de Grave & Harbour Grace. Whether you're looking to build a peaceful year-round home or your dream getaway, this property offers space, privacy, beautiful scenery, and an incredible location. Your Dream Home Starts Here! Call today for more information or to arrange a viewing/walkover of the property! Whether you're planning your forever home or looking for a great investment opportunity, this property is worth a closer look! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
The neighbourhood
Bay Roberts at a glance
Live market stats for Bay Roberts — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
78
Median list price
$219k
Price range
$15k – $1.7M
Typical build
1981
Average size
2,157 sqft
Where Bay Roberts listings are priced
Every active list price in Bay Roberts, grouped into bands.
List price, thousands of $ · 78 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 38 |
| 200–300 | 15 |
| 300–400 | 7 |
| 400–500 | 11 |
| 500–750 | 4 |
| 750–1M | 2 |
| 1M+ | 1 |
How Bay Roberts compares
Median list price against the next biggest markets — click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
14 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Property tax
$448 / year
≈ $37 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
7 places shown · 3 routes · OpenStreetMap · OSRM
- 73 min to downtown St. John's91.6 km
- 72 min to Memorial University90.4 km
- 77 min to Avalon Mall97.2 km
Schools 6
Groceries 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $30,900
Closing costs + five years of running costs + 60 mortgage payments on a $49,900 home.
If rates rise 2 points
$2,851 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$298
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$9,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Property taxfrom the feed$448
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $15,870
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $262 | $33,381 | needs mortgage insurance (not modelled) |
| 10% | $248 | $32,554 | needs mortgage insurance (not modelled) |
| 20% | $221 | $30,900 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$221/mo
- Today, posted2026-10-28 · 6.19%$262/mo
- 5 years ago2021-11-03 · 4.79%$229/mo
- 10 years ago2016-11-02 · 4.64%$225/mo
At 6.19% — five years ago — the same mortgage would have cost $41 more each month than at today's posted rate.
Principal & interest only: $39,920 (80% of the $49,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 1.5 kmUltramar
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$238/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$38/mo
Principal & interest $0 + property tax $38 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-37
NOI / month
$-37
Cap rate
-0.89%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $38 | $448 |
| Expenses | $0 | $0 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-37 | $-444 |
| NOI | $-37 | $-444 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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