For sale · MLS® 1305032
12 Post Office Road
New Wes Valley, NL, A0G1B0
List price
$174,900
About this propertyMLS® 1305032
Welcome to 12 Post Office Road, Badger's Quay, nestled in the beautiful community of New-Wes-Valley. Situated on a beautifully corner lot with mature trees and a large paved driveway, this home offers comfort, flexibility, and excellent value. The main floor features a spacious kitchen complete with a convenient sit-up peninsula, flowing into an inviting open-concept eating area and living room. Step out onto the front deck and enjoy your morning coffee while taking in water views. Down the hall, you'll find a modern main bathroom, a generously sized primary bedroom, and a second spacious bedroom with ample closet spaces. The lower level adds even more versatility, offering a large family room, full bathroom, bedroom, laundry room, mudroom, and additional storage space. With its own separate entrance, the basement presents excellent potential for an in-law suite or future apartment conversion, subject to any necessary renovations. Outside, a 10' x 16' shed provides plenty of room for storage, hobbies, or a workshop. This move-in-ready property has seen recent upgrades, including new shingles and a new hot water tank. 200 amp breaker service, pex plumbing and electric heating is in the home. Ideal for first-time buyers, growing families, or investors, this property is conveniently located near the hospital, school, local shops, and other essential amenities. Offering both convenience and small-town charm, this home is a wonderful opportunity to enjoy all that New-Wes-Valley has to offer. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Foyer Mud room Utility room Laundry room Bath (# pieces 1-6) Bedroom Family room | 3 x 10 · 30 sqft 6 x 8 · 48 sqft 8 x 18 · 144 sqft 6 x 12 · 72 sqft 6 x 7 · 42 sqft 10 x 12 · 120 sqft 12 x 14 · 168 sqft |
| Main level | Foyer Bedroom Bath (# pieces 1-6) Primary Bedroom Living room Eat in kitchen | 3 x 18 · 54 sqft 10 x 12 · 120 sqft 7 x 10 · 70 sqft 10 x 16 · 160 sqft 12 x 16 · 192 sqft 8 x 22 · 176 sqft |
The neighbourhood
New Wes Valley at a glance
Live market stats for New Wes Valley — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
10
Median list price
$89k
Price range
$6.9k – $500k
Typical build
1978
Average size
1,753 sqft
Where New Wes Valley listings are priced
Every active list price in New Wes Valley, grouped into bands.
List price, thousands of $ · 10 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 8 |
| 200–300 | 1 |
| 400–500 | 1 |
How New Wes Valley compares
Median list price against the next biggest markets — click a row for that area guide.
New Wes Valleynearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
5 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$1,115 / year
≈ $93 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
5 places shown · OpenStreetMap · OSRM
Health 1
Groceries 1
Cafés 1
Parks 2
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$425/mo
Est. winter heating (electricity) — about $1,275 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,960 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $72,501
Closing costs + five years of running costs + 60 mortgage payments on a $174,900 home.
If rates rise 2 points
$9,993 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$798
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$34,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,550
- Property taxfrom the feed$1,115
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $23,825
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $918 | $81,197 | needs mortgage insurance (not modelled) |
| 10% | $870 | $78,298 | needs mortgage insurance (not modelled) |
| 20% | $773 | $72,501 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$773/mo
- Today, posted2026-10-28 · 6.19%$918/mo
- 5 years ago2021-11-03 · 4.79%$801/mo
- 10 years ago2016-11-02 · 4.64%$789/mo
At 6.19% — five years ago — the same mortgage would have cost $145 more each month than at today's posted rate.
Principal & interest only: $139,920 (80% of the $174,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Errand score
walk-time weighted
49
grocery 100 m, health centre 200 m
Nearest errand: Foodland (grocery) — 100 m, about 1 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 100 mFoodland
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$797/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$93/mo
Principal & interest $0 + property tax $93 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-218
NOI / month
$-218
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $93 | $1,115 |
| Expenses | $126 | $1,512 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-218 | $-2,616 |
| NOI | $-218 | $-2,616 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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