For sale · MLS® 1305016
59 Duffs Crescent
Paradise, NL, A1L2A3
List price
$649,900
Seller's direction · offers
No conveyance of offers until
Thursday, November 5 at 5:00 p.m. NST · open for acceptance until 9:00 p.m. NST
4
days left
No conveyance of offers until 5 pm on Nov 5/26, Offers open unitl 9 pm Nov 5/26.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305016
Three garage bays, a sprawling lot, and a loft-style recreation room set this striking two-story home apart from the moment you arrive. Built in 1987, it pairs substantial living space with mature trees, stone exterior accents, a huge driveway, and generous parking in a quiet Paradise neighbourhood. The spacious kitchen offers wraparound counters, abundant two-tone cabinetry, peninsula seating, cooktop, built-in oven, and wide windows overlooking the trees. Hardwood flooring continues through several rooms, including the formal dining room with wainscoting. The main floor also offers a large living room and family room overlooking the garden, complete with a wood burning fireplace (Vendor is not sure if its WETT certified and will be sold as is). Four bedrooms and four bathrooms provide plenty of room for busy routines, guests, or dedicated work-from-home space. One bathroom features an oversized glass shower and double vanity, another includes a tiled tub surround and expansive vanity. The showstopper is above the attached garage and connects directly to the second floor. This huge loft-style recreation room brings together skylights, wide windows, hardwood flooring, recessed lighting, a propane fireplace, pool table, and a built-in wet bar with rich wood cabinetry. Sliding doors lead to the patio, making the space ready for gatherings, game nights, or relaxed weekends. Outside, the broad lot and mature trees create an appealing setting, while the three-car attached garage adds exceptional parking and storage capacity. The garage is spotless and makes a perfect space to store your antique cars, a workshop, or park during the cold. The basement has a lower ceiling height, perfect for additional storage. Octagon Pond Elementary School is close by, with Peter Barry Duff Memorial Park, Paradise Double Ice Complex, & Topsail Beach also not far. Book your private viewing today! No conveyance of offers until 5 pm on Nov 5/26, Offers open unitl 9 pm Nov 5/26. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage Storage | 23.4x33.4 17.6x29.7 |
| Third level | Recreation room | 36.4x29.1 |
| Second level | Bedroom Bedroom Bedroom Primary Bedroom | 17.6x9.7 20.10x10.3 13.11x9.11 17.4x20 |
| Main level | Foyer Eating area Dining room Family room Kitchen Living room | 8.1x5.11 15.6x9.3 13.1x12.1 20.10x17.4 13.10x14.9 17.6x15.8 |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
156
Median list price
$520k
Price range
$180k – $6M
Typical build
2013
Average size
2,587 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 152 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 8 |
| 300–400 | 19 |
| 400–500 | 39 |
| 500–750 | 65 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
142 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 3:00 p.m.
Property tax
$4,225 / year
≈ $352 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
10 places shown · 3 routes · OpenStreetMap · OSRM
- 22 min to downtown St. John's19.2 km
- 18 min to Memorial University15.7 km
- 23 min to Avalon Mall22.5 km
Schools 6
Groceries 1
Parks 3
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$1,161/mo
Est. winter heating (electricity) — about $3,483 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 5,352 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $237,985
Closing costs + five years of running costs + 60 mortgage payments on a $649,900 home.
If rates rise 2 points
$37,132 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,698
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$129,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$6,966
- Property taxfrom the feed$4,225
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $61,455
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,411 | $270,298 | needs mortgage insurance (not modelled) |
| 10% | $3,231 | $259,527 | needs mortgage insurance (not modelled) |
| 20% | $2,872 | $237,985 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$2,872/mo
- Today, posted2026-10-28 · 6.19%$3,410/mo
- 5 years ago2021-11-03 · 4.79%$2,976/mo
- 10 years ago2016-11-02 · 4.64%$2,931/mo
At 6.19% — five years ago — the same mortgage would have cost $538 more each month than at today's posted rate.
Principal & interest only: $519,920 (80% of the $649,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 133 active
Priced at the 2nd percentile of active Paradise homes
$121/sqft — city median $229/sqft.
Errand score
walk-time weighted
16
school 630 m
Nearest errand: Trenton Drive Park (park) — 340 m, about 4 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 630 mOctagon Pond Elementary
- Grocery nearby?Yes · 1.3 kmMaries Mini Mart
- Bus stop?No bus stop mapped within 800 m
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,968/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$353/mo
Principal & interest $0 + property tax $353 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-812
NOI / month
$-812
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $353 | $4,225 |
| Expenses | $460 | $5,520 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-812 | $-9,744 |
| NOI | $-812 | $-9,744 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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