For sale · MLS® 1304869
170 Road to the Isles Highway
Lewisporte, NL, A0G3A0
List price
$449,000
About this propertyMLS® 1304869
BRAND NEW HOME IN LEWISPORTE, NL – JUST IN TIME FOR CHRISTMAS! 170 Road to the Isles, Lewisporte, Newfoundland & Labrador. Looking for a beautiful brand-new home in a fantastic location? Your search may be over! This new build is nearing completion and is expected to be move-in ready in less than 4 weeks — just in time to celebrate Christmas in your new home! Offering approximately 1,500 sq. ft. of single-level living space, this thoughtfully designed home combines modern comfort, spacious living areas, and a practical layout perfect for families, retirees, or anyone looking to enjoy the benefits of a brand-new home. You'll enjoy a spacious open-concept living, dining, and kitchen area, as well as 3 bedrooms, including a primary bedroom with ensuite and walk-in closet. The split-bedroom layout, with the primary bedroom on one end and the additional bedrooms on the opposite end provide added privacy. There's also a large laundry room, 3-piece main bathroom, and a convenient covered deck at the rear of the home. This home has cathedral ceilings in the living room, a 4' crawl space, electric baseboard heating and a 200-amp electrical service. The attached garage measures 22'x30' with a large garage door for easy access with your vehicle or toys. Located in beautiful Lewisporte, a community renowned for its recreational boating and stunning coastal scenery. Lewisporte is home to the largest marina in Atlantic Canada, making it an ideal destination for boating enthusiasts and those who appreciate an active lifestyle near the water. Don’t miss this opportunity to own a beautiful new home in one of Newfoundland’s most appealing communities! Come check it out today and make this brand-new home yours! NOTE: Additional photos to follow as home nears completion. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Main level | Bath (# pieces 1-6) Bedroom Bedroom Ensuite Primary Bedroom Kitchen Living room Foyer | 9x6 · 54 sqft 12x12 · 144 sqft 11.5x12 · 138 sqft 10x6 · 60 sqft 13x16 · 208 sqft 15x20 · 300 sqft 12x20 · 240 sqft 16x5 · 80 sqft |
The neighbourhood
Lewisporte at a glance
Live market stats for Lewisporte — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
42
Median list price
$165k
Price range
$30k – $1.4M
Typical build
1985
Average size
2,529 sqft
Where Lewisporte listings are priced
Every active list price in Lewisporte, grouped into bands.
List price, thousands of $ · 41 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 25 |
| 200–300 | 8 |
| 300–400 | 2 |
| 400–500 | 3 |
| 500–750 | 1 |
| 750–1M | 1 |
| 1M+ | 1 |
How Lewisporte compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
9 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$325/mo
Est. winter heating (electricity) — about $976 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,500 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $137,714
Closing costs + five years of running costs + 60 mortgage payments on a $449,000 home.
If rates rise 2 points
$25,653 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,894
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$89,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,952
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $15,260
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,356 | $160,038 | needs mortgage insurance (not modelled) |
| 10% | $2,232 | $152,597 | needs mortgage insurance (not modelled) |
| 20% | $1,984 | $137,714 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record — that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$1,984/mo
- Today, posted2026-10-28 · 6.19%$2,356/mo
- 5 years ago2021-11-03 · 4.79%$2,056/mo
- 10 years ago2016-11-02 · 4.64%$2,025/mo
At 6.19% — five years ago — the same mortgage would have cost $372 more each month than at today's posted rate.
Principal & interest only: $359,200 (80% of the $449,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 24 active
Priced at the 99th percentile of active Lewisporte homes
$299/sqft — city median $138/sqft.
Monthly carrying cost
$1,807/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-562
NOI / month
$-562
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $562 | $6,744 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-562 | $-6,744 |
| NOI | $-562 | $-6,744 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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