348 Dogberry Hill Road
Portugal Cove-St. Philip's, NL, A1M1C6
List price
$450,000
As per seller's direction there will be no presentation of offers before Friday, October 30th at 3pm with offers to remain open to review until 8pm the same day.
Deadline extracted automatically from the listing remarks; it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1304813
Welcome to 348 Dogberry Hill Road in beautiful St. Philip's! Situated on a spacious 1.10 acre lot, this impressive 6 bedroom, 2 bathroom home offers over 3,000 square feet of living space, plenty of room for the whole family, and some truly spectacular views! The bright, open concept main level offers a welcoming layout that's perfect for everyday living and entertaining, featuring four bedrooms and plenty of space to gather. Downstairs, the fully developed basement is an entertainer's dream, complete with a spacious rec room and bar area, two additional bedrooms, second bathroom, and an abundance of storage space. This home has seen numerous significant upgrades in recent years, including roofing, siding, and gutters in 2023, with an additional 1 inch of foam insulation installed beneath the siding for improved energy efficiency. A 60 gallon hot water tank was installed in 2024, while the deck and fencing were completed in 2025. The property also features a level 2 electric vehicle charging port and has Govee permanent exterior lighting, making it easy to add a little festive spirit all year round! The home is connected to municipal water, with access to a drilled well which was installed in 2017, that continues to supply the kitchen's cold water. Outside, the expansive property offers plenty of room to relax, entertain, and enjoy the outdoors. Take in breathtaking sunsets right from home, and enjoy a fantastic vantage point for watching town fireworks on special occasions! With its generous square footage, versatile layout, extensive upgrades, and beautiful setting, 348 Dogberry Hill Road offers an incredible opportunity to enjoy spacious living in the heart of St. Philip's! As per seller's direction there will be no presentation of offers before Friday, October 30th at 3pm with offers to remain open to review until 8pm the same day.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
1 room is grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Other Recreation room Bedroom | 10.4x6.2 · 64 sqft 14.5x35x7 14.5x15.9 · 231 sqft |
| Main level | Bedroom Bedroom Bedroom Primary Bedroom Dining room Living room Kitchen | 12.6x10.11 · 127 sqft 14.1x11.6 · 164 sqft 14.1x11.9 · 168 sqft 12.5x13.10 · 164 sqft 12.9x10.7 · 138 sqft 13.1x16.10 · 211 sqft 18x11.4 · 205 sqft |
Portugal Cove-St. Philip's at a glance
Live market stats for Portugal Cove-St. Philip's: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
64
Median list price
$400k
Price range
$35k – $1.2M
Typical build
2005
Average size
3,228 sqft
Where Portugal Cove-St. Philip's listings are priced
Every active list price in Portugal Cove-St. Philip's, grouped into bands.
List price, thousands of $ · 64 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 18 |
| 200–300 | 8 |
| 300–400 | 6 |
| 400–500 | 8 |
| 500–750 | 11 |
| 750–1M | 10 |
| 1M+ | 3 |
How Portugal Cove-St. Philip's compares
Median list price against the next biggest markets. Click a row for that area guide.
Portugal Cove-St. Philip'snearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
153 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Property tax
$2,244 / year
≈ $187 / month · assessment year 2025
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $152,974
Closing costs + five years of running costs + 60 mortgage payments on a $450,000 home.
If rates rise 2 points
$26,201 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,898
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$90,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,718
- Property taxfrom the feed$2,244
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $25,310
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,459 | $176,274 | needs mortgage insurance (not modelled) |
| 10% | $2,330 | $168,507 | needs mortgage insurance (not modelled) |
| 20% | $2,071 | $152,974 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 32 active
Priced at the 9th percentile of active Portugal Cove-St. Philip's homes
$136/sqft, city median $227/sqft.
Winter warmer
Jan–Mar · estimate
$286/mo
Est. winter heating (heat pump electricity): about $859 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 3,299 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,071/mo
- Today, posted2026-11-04 · 6.19%$2,361/mo
- 5 years ago2021-11-03 · 4.79%$2,061/mo
- 10 years ago2016-11-02 · 4.64%$2,030/mo
At 6.19%, five years ago, the same mortgage would have cost $290 more each month than at today's posted rate.
Principal & interest only: $360,000 (80% of the $450,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No, outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,085/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$187/mo
Principal & interest $0 + property tax $187 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-563
NOI / month
$-563
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $187 | $2,244 |
| Expenses | $376 | $4,512 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-563 | $-6,756 |
| NOI | $-563 | $-6,756 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty