For sale · MLS® 1304782
7 Tenth Street
Happy Valley-Goose Bay, NL, A0P1E0
List price
$299,000
About this propertyMLS® 1304782
Are you looking for a property that is manageable in size but full of possibilities? This charming 1 bed, 1 bath home offers comfort, convenience and more space than meets the eye! The main level of this home features a large upgraded kitchen with a fresh, modern feel and plenty of natural light. A large bathroom, one bedroom, laundry room and lots of porch space. Downstairs, you'll find a spacious recreation room, two bonus rooms, a cold storage room, and another large storage space. Whether you are looking for a home office, hobby room or guest space there is lots of potential to suit your needs. There are two sheds in the backyard offering lots of storage for your tools, outdoor equipment, a covered area to store your boat, and a generous supply of firewood! (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage Not known Not known Cold room Recreation room | 10x24 · 240 sqft 9x11 · 99 sqft 9x10 · 90 sqft 7x11 · 77 sqft 13x17 · 221 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Living room Eat in kitchen Porch | 9x10 · 90 sqft 9x12 · 108 sqft 10x14 · 140 sqft 13x22 · 286 sqft 14x15 · 210 sqft |
The neighbourhood
Happy Valley-Goose Bay at a glance
Live market stats for Happy Valley-Goose Bay — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
22
Median list price
$328k
Price range
$30k – $5.3M
Typical build
1985
Average size
3,402 sqft
Where Happy Valley-Goose Bay listings are priced
Every active list price in Happy Valley-Goose Bay, grouped into bands.
List price, thousands of $ · 22 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 5 |
| 200–300 | 4 |
| 300–400 | 5 |
| 500–750 | 2 |
| 750–1M | 2 |
| 1M+ | 4 |
How Happy Valley-Goose Bay compares
Median list price against the next biggest markets — click a row for that area guide.
Happy Valley-Goose Baynearby markets
Neighbourhood scores
Walk, bike, and transit for this exact address.
The essentials
Location, air, flood & taxes
Elevation
13 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$1,132 / year
≈ $94 / month · assessment year 2026
Climate
Jan -13° · Jul 21°
normal daily high · GOOSE BAY A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
26 places shown · OpenStreetMap · OSRM
Schools 12
Health 3
Cafés 1
Parks 10
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$468/mo
Est. winter heating (electricity) — about $1,403 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,473 sqft. Severity 1.46× St. John's from the GOOSE BAY A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $107,269
Closing costs + five years of running costs + 60 mortgage payments on a $299,000 home.
If rates rise 2 points
$17,083 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,294
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$59,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,806
- Property taxfrom the feed$1,132
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $25,190
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,569 | $122,135 | needs mortgage insurance (not modelled) |
| 10% | $1,487 | $117,180 | needs mortgage insurance (not modelled) |
| 20% | $1,321 | $107,269 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-05), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-05 · 4.44%$1,321/mo
- Today, posted2026-11-04 · 6.19%$1,569/mo
- 5 years ago2021-11-03 · 4.79%$1,369/mo
- 10 years ago2016-11-02 · 4.64%$1,349/mo
At 6.19% — five years ago — the same mortgage would have cost $248 more each month than at today's posted rate.
Principal & interest only: $239,200 (80% of the $299,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 19 active
Priced at the 74th percentile of active Happy Valley-Goose Bay homes
$203/sqft — city median $167/sqft.
Errand score
walk-time weighted
30
school 350 m, health centre 950 m
Nearest errand: Husky Park (park) — 230 m, about 3 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 350 mMemorial University Labrador Campus
- Grocery nearby?No grocery mapped within 1.5 km
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,298/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$95/mo
Principal & interest $0 + property tax $95 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-373
NOI / month
$-373
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $95 | $1,132 |
| Expenses | $279 | $3,348 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-373 | $-4,476 |
| NOI | $-373 | $-4,476 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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