6 Hill Road
Grand Falls-Windsor, NL, A2A1H1
List price
$349,900
About this propertyMLS® 1304443
Modern meets charm in this beautiful home located in a well established neighbourhood. Conveniently located within walking distance to the downtown area, churches, stadium, Church Road park, baseball fields and splash pad. The large rear deck and numerous mature trees create privacy making the backyard the perfect entertainment space. The paved driveway provides ample parking and the detached garage 13’6”x 25’ plus the 8’x12’ shed is an added bonus and provides tons of storage. The Interior of this home is spacious and welcoming and has seen many renovations in recent years. The front foyer brings you to the den, large living room with a propane fireplace and a large eat-in kitchen with lots of natural lighting, IKEA cabinets with large pantry, built in for your collectibles, quartz counters, back-splash, built-in dishwasher, stove & commercial grade fridge/freezer combination. Also on this floor for your convenience is a main floor laundry room and a 4 piece bath. The main floor features 9’ceilings; mostly new hardwood & ceramic flooring throughout. Head up the hardwood staircase and you will find 4 bedrooms & a renovated bath. The 3rd floor is a bonus area, has 3 rooms and is ready for whatever usage you can imagine; office space, children's playroom, totally up to you. Vinyl windows and siding, new electrical panel and some new pex plumbing make this charming home modern and ready for its next owner.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
1 room is grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Third level | Not known Not known Not known | 8.6 x 14.3 · 123 sqft 9 x 17.2 · 155 sqft 7.9 x 8.6 · 68 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Bedroom Primary Bedroom | 7.10 x 8 · 57 sqft 9.3 x 11.3 · 105 sqft 12.4 x 14.5 · 180 sqft 9.3 x 12.4 · 115 sqft 11.9 14.10 |
| Main level | Bath (# pieces 1-6) Laundry room Living room/Fireplace Eat in kitchen Den Foyer | 8 x 10 · 80 sqft 6.8 x 10.4 · 71 sqft 16.4 x 22.2 · 364 sqft 12.2 x 26.7 · 326 sqft 11.4 x 16.10 · 184 sqft 5 x 7.2 · 36 sqft |
Grand Falls-Windsor at a glance
Live market stats for Grand Falls-Windsor: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
73
Median list price
$269k
Price range
$31k – $1.5M
Typical build
1979
Average size
2,484 sqft
Where Grand Falls-Windsor listings are priced
Every active list price in Grand Falls-Windsor, grouped into bands.
List price, thousands of $ · 66 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 24 |
| 200–300 | 13 |
| 300–400 | 4 |
| 400–500 | 11 |
| 500–750 | 9 |
| 750–1M | 2 |
| 1M+ | 3 |
How Grand Falls-Windsor compares
Median list price against the next biggest markets. Click a row for that area guide.
Grand Falls-Windsornearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
79 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$1,722 / year
≈ $144 / month
Climate
Jan -3° · Jul 23°
normal daily high · WOODDALE BISHOP'S FALLS station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $145,592
Closing costs + five years of running costs + 60 mortgage payments on a $349,900 home.
If rates rise 2 points
$20,372 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,498
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$69,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$6,372
- Property taxfrom the feed$1,722
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $45,970
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,912 | $163,709 | needs mortgage insurance (not modelled) |
| 10% | $1,812 | $157,670 | needs mortgage insurance (not modelled) |
| 20% | $1,610 | $145,592 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 58 active
Priced at the 26th percentile of active Grand Falls-Windsor homes
$118/sqft, city median $154/sqft.
Winter warmer
Jan–Mar · estimate
$1,062/mo
Est. winter heating (heating oil): about $3,186 for January through March.
Estimate, not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 2,969 sqft. Severity 1.07× St. John's from the WOODDALE BISHOP'S FALLS station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,610/mo
- Today, posted2026-11-04 · 6.19%$1,836/mo
- 5 years ago2021-11-03 · 4.79%$1,602/mo
- 10 years ago2016-11-02 · 4.64%$1,578/mo
At 6.19%, five years ago, the same mortgage would have cost $226 more each month than at today's posted rate.
Principal & interest only: $279,920 (80% of the $349,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,619/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$144/mo
Principal & interest $0 + property tax $144 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-437
NOI / month
$-437
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $144 | $1,722 |
| Expenses | $294 | $3,528 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-437 | $-5,244 |
| NOI | $-437 | $-5,244 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty