CL124016 Sprucy Pond (Rocky Road) Pond
Grand Falls-Windsor, NL, A2A2P7
List price
$65,000
About this propertyMLS® 1303968
Located approximately 30 km up Sandy Road, this beautiful 3-bedroom, 1-bathroom cottage is the perfect getaway for the outdoor enthusiast. Situated in the heart of Moose Management Area 16, this property offers fantastic access to hunting, fishing, ATVing, snowmobiling, and everything the great outdoors has to offer. Accessible by truck or ATV during the summer months and snowmobile in the winter, this is a true four-season retreat. Enjoy beautiful views of Sprucy Pond while relaxing at your home away from home. The cottage features a dug well, septic system, two sheds, propane fridge, propane range, and propane hot water tank. Sale includes most contents, excluding the owners’ personal belongings, making this an easy opportunity to pack your gear and start enjoying cottage life! If you're looking for privacy, adventure, and a place to escape the everyday hustle, this Sprucy Pond getaway is one you won't want to miss!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Bedroom Bedroom Bedroom Bath (# pieces 1-6) Eat in kitchen Living room | 8X10 · 80 sqft 8X10 · 80 sqft 8X10 · 80 sqft 4X10 · 40 sqft 12X15 · 180 sqft 12X17.8 · 214 sqft |
Grand Falls-Windsor at a glance
Live market stats for Grand Falls-Windsor: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
73
Median list price
$269k
Price range
$31k – $1.5M
Typical build
1979
Average size
2,484 sqft
Where Grand Falls-Windsor listings are priced
Every active list price in Grand Falls-Windsor, grouped into bands.
List price, thousands of $ · 66 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 24 |
| 200–300 | 13 |
| 300–400 | 4 |
| 400–500 | 11 |
| 500–750 | 9 |
| 750–1M | 2 |
| 1M+ | 3 |
How Grand Falls-Windsor compares
Median list price against the next biggest markets. Click a row for that area guide.
Grand Falls-Windsornearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
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Location, air, flood & taxes
Elevation
184 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Grand Falls - Windsor · updated 9:30 a.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $30,638
Closing costs + five years of running costs + 60 mortgage payments on a $65,000 home.
If rates rise 2 points
$3,785 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$358
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$13,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,066
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $10,830
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $355 | $34,003 | needs mortgage insurance (not modelled) |
| 10% | $337 | $32,881 | needs mortgage insurance (not modelled) |
| 20% | $299 | $30,638 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 58 active
Priced at the 10th percentile of active Grand Falls-Windsor homes
$85/sqft, city median $154/sqft.
Winter warmer
Jan–Mar · estimate
$178/mo
Est. winter heating (Wood (priced at the electricity rate)): about $533 for January through March.
Estimate, not an appraisal. Wood (priced at the electricity rate) at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 768 sqft. Severity 1.07× St. John's from the WOODDALE BISHOP'S FALLS station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$299/mo
- Today, posted2026-11-04 · 6.19%$341/mo
- 5 years ago2021-11-03 · 4.79%$298/mo
- 10 years ago2016-11-02 · 4.64%$293/mo
At 6.19%, five years ago, the same mortgage would have cost $42 more each month than at today's posted rate.
Principal & interest only: $52,000 (80% of the $65,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$274/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-82
NOI / month
$-82
Cap rate
-1.51%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $82 | $984 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-82 | $-984 |
| NOI | $-82 | $-984 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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Keller Williams Platinum Realty