295 - 307 Cemetery Road
Brigus, NL, A0A1K0
List price
$170,000
About this propertyMLS® 1303972
Looking for privacy without being too far from amenities? This property offers approximately 4 acres of land just on the outskirts of historic Brigus, with St. John’s only about 45 minutes away. The cozy one-bedroom home features an open-concept living area, a convenient laundry room, and additional storage/utility space. With electric heat and its own private well, this property is an ideal opportunity for anyone looking for a peaceful country retreat, a simpler lifestyle, or a private getaway close to town. Property is being sold “As Is.” All offers must be accompanied by the Seller’s Schedule “A,” which is available in the Documents section for REALTORS®.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
| Main level | Utility room Laundry room Bath (# pieces 1-6) Bedroom Kitchen Living room Porch | 5'9"" x 9' 5'6"" x 8' 5 x 10.5' 10.5 x 12' 10 x 13.5' 13.5 x 15' 4 x 9 · 36 sqft |
Brigus at a glance
Live market stats for Brigus: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
25
Median list price
$150k
Price range
$19k – $1000k
Typical build
1969
Average size
1,910 sqft
Where Brigus listings are priced
Every active list price in Brigus, grouped into bands.
List price, thousands of $ · 25 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 15 |
| 200–300 | 1 |
| 300–400 | 2 |
| 400–500 | 4 |
| 500–750 | 1 |
| 750–1M | 2 |
How Brigus compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
110 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$558 / year
≈ $47 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $62,943
Closing costs + five years of running costs + 60 mortgage payments on a $170,000 home.
If rates rise 2 points
$9,898 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$778
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$34,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,086
- Property taxfrom the feed$558
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $13,720
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $929 | $71,745 | needs mortgage insurance (not modelled) |
| 10% | $880 | $68,811 | needs mortgage insurance (not modelled) |
| 20% | $782 | $62,943 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 15 active
Priced at the 60th percentile of active Brigus homes
$204/sqft, city median $174/sqft.
Winter warmer
Jan–Mar · estimate
$181/mo
Est. winter heating (electricity): about $543 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 835 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$782/mo
- Today, posted2026-11-04 · 6.19%$892/mo
- 5 years ago2021-11-03 · 4.79%$778/mo
- 10 years ago2016-11-02 · 4.64%$767/mo
At 6.19%, five years ago, the same mortgage would have cost $110 more each month than at today's posted rate.
Principal & interest only: $136,000 (80% of the $170,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$763/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$47/mo
Principal & interest $0 + property tax $47 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-212
NOI / month
$-212
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $47 | $558 |
| Expenses | $166 | $1,992 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-212 | $-2,544 |
| NOI | $-212 | $-2,544 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty