27 Golden Road
Kelligrews, NL, A1X3B4
List price
$549,900
OFFERS WILL BE PRESENTED AT 5:00 PM.
Deadline extracted automatically from the listing remarks; it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1303393
Welcome to 27 Golden Road in Kelligrews, a beautifully designed custom-built home offering a little over 1500 square feet of stylish, single-level living on an oversized half-acre lot. Built approximately four years ago, this slab-on-grade home features a bright, open-concept layout with a spacious kitchen, dining and living area that creates an inviting space for both everyday living and entertaining. The home offers two generous bedrooms, including a comfortable primary suite, along with one full and one half bathroom. An attached garage provides added convenience and storage, while four mini-split heads throughout the home provide comfortable and efficient heating and cooling year-round. Step outside to the rear deck and enjoy views toward the ocean, while the large lot provides plenty of space and opportunity to make the backyard your own. The front of the property is landscaped, with the rear landscaping remaining unfinished and the driveway currently unpaved. The home is fully serviced with municipal water and sewer. Conveniently located in Kelligrews with easy access to amenities and the highway, 27 Golden Road offers modern design, spacious one-level living and a sizeable property. With a limited viewing window, don’t wait — book your private viewing early! SELLER’S DIRECTION IN PLACE — SEE SUPPLEMENTS. OFFERS ARE NOT TO BE CONVEYED PRIOR TO THURSDAY, SEPTEMBER 24. PLEASE SUBMIT OFFERS BY 12:00 PM. OFFERS WILL BE PRESENTED AT 5:00 PM.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Bath (# pieces 1-6) Bath (# pieces 1-6) Foyer Laundry room Living room Kitchen Dining room Bedroom Primary Bedroom | 4.8 x 4.11 · 20 sqft 8.7 x 14.4 · 125 sqft 8.5 x 18.1 · 154 sqft 9.7 x 7.10 · 69 sqft 14.1 x 20.0 · 282 sqft 11.5 x 11.7 · 135 sqft 11.1 x 11.6 · 129 sqft 15.4 x 13.1 · 202 sqft 15.4 x 14.4 · 222 sqft |
Kelligrews at a glance
Live market stats for Kelligrews: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
6
Median list price
$255k
Price range
$75k – $550k
Typical build
2015
Average size
1,492 sqft
Where Kelligrews listings are priced
Every active list price in Kelligrews, grouped into bands.
List price, thousands of $ · 6 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 300–400 | 1 |
| 400–500 | 1 |
| 500–750 | 1 |
How Kelligrews compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
11 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$4,500 / year
≈ $375 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $187,701
Closing costs + five years of running costs + 60 mortgage payments on a $549,900 home.
If rates rise 2 points
$32,017 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,298
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$109,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$810
- Property taxfrom the feed$4,500
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $32,050
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $3,005 | $216,174 | needs mortgage insurance (not modelled) |
| 10% | $2,847 | $206,683 | needs mortgage insurance (not modelled) |
| 20% | $2,531 | $187,701 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$135/mo
Est. winter heating (heat pump electricity): about $405 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,555 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,531/mo
- Today, posted2026-11-04 · 6.19%$2,886/mo
- 5 years ago2021-11-03 · 4.79%$2,518/mo
- 10 years ago2016-11-02 · 4.64%$2,480/mo
At 6.19%, five years ago, the same mortgage would have cost $355 more each month than at today's posted rate.
Principal & interest only: $439,920 (80% of the $549,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$2,694/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$375/mo
Principal & interest $0 + property tax $375 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-688
NOI / month
$-688
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $375 | $4,500 |
| Expenses | $313 | $3,756 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-688 | $-8,256 |
| NOI | $-688 | $-8,256 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty