About this propertyMLS® 1302932
Welcome to this beautifully updated 3-bedroom, 1-bathroom home, where classic charm meets modern peace of mind. Situated in a rapidly developing neighborhood with a ton of local investment, including off street parking for two vehicles, this property sits on a rare and highly desirable oversized lot. Offering an abundance of outdoor space and incredible potential for future expansion with city approval, this home is a fantastic opportunity for growth. Stepping onto the main level, you will immediately notice the durable and stylish new Stonecore flooring, offering a sleek, contemporary look built to withstand everyday life. The main floor layout connects the living spaces seamlessly, bathed in natural light. Cozy up in the inviting living room, which features a warm and efficient propane fireplace—perfect for chilly evenings. Located just up the stairs, a true highlight of the home is the fully renovated bathroom (2018), designed as a spa-like oasis featuring a walk-in shower, a deep soaker tub, and stylish his-and-her sinkswith plenty of vanity storage. This property stands out for its extensive, high-quality structural and electrical updatescompleted in 2018. The exterior has been completely refreshed with brand-new siding, including all-new sheathing for maximum energy efficiency. Additionally, the electrical system has been fully upgraded to 200 Ampsthroughout the entire house, giving you more than enough power capacity for modern living and any future expansions including potential for an EV charging station. A standout feature of this property is the incredible exterior workshop located on the expansive grounds. The outdoor storage shed features its own dedicated electrical pony panel to easily handle all your heavy-duty power tools; this versatile space functions as the ultimate year-round workshop or enthusiast's retreat. Combining the peace of mind of a 2018 overhaul with a massive lot, prime location.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Second level | Bedroom Bedroom Bedroom Primary Bedroom | 11 x 6 · 66 sqft 8.8 x 8.8 · 77 sqft 12 x 13 · 156 sqft 12 x 12.4 · 149 sqft |
| Main level | Living room Dining room Kitchen | 13 x 13 · 169 sqft 12.1 x 11.5 · 139 sqft 13 x 10.7 · 139 sqft |
St. John's at a glance
Live market stats for St. John's: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
433
Median list price
$400k
Price range
$1.8k – $4.3M
Typical build
1976
Average size
3,675 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 362 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 40 |
| 200–300 | 52 |
| 300–400 | 91 |
| 400–500 | 51 |
| 500–750 | 62 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Explore St. John's on Walk ScoreLocation, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
66 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Property tax
$2,165 / year
≈ $180 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $91,467
Closing costs + five years of running costs + 60 mortgage payments on a $230,000 home.
If rates rise 2 points
$13,391 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,018
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$46,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,822
- Property taxfrom the feed$2,165
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $25,435
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,257 | $103,376 | needs mortgage insurance (not modelled) |
| 10% | $1,191 | $99,406 | needs mortgage insurance (not modelled) |
| 20% | $1,059 | $91,467 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 306 active
Priced at the 28th percentile of active St. John's homes
$164/sqft, city median $197/sqft.
Winter warmer
Jan–Mar · estimate
$304/mo
Est. winter heating (Hot water radiator heat (priced at the electricity rate)): about $911 for January through March.
Estimate, not an appraisal. Hot water radiator heat (priced at the electricity rate) at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,400 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,059/mo
- Today, posted2026-11-04 · 6.19%$1,207/mo
- 5 years ago2021-11-03 · 4.79%$1,053/mo
- 10 years ago2016-11-02 · 4.64%$1,037/mo
At 6.19%, five years ago, the same mortgage would have cost $148 more each month than at today's posted rate.
Principal & interest only: $184,000 (80% of the $230,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No, outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,150/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$181/mo
Principal & interest $0 + property tax $181 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-287
NOI / month
$-287
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $181 | $2,165 |
| Expenses | $107 | $1,284 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-287 | $-3,444 |
| NOI | $-287 | $-3,444 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty


