26 Finn Avenue
Grand Falls-Windsor, NL, A2A2M8
List price
$489,900
About this propertyMLS® 1302806
The only thing missing from this home is you! Being sold by the original owners this home brings quality and comfort. Situated on a well manicured lot with paved driveway, fenced yard, patio with gazebo and detached garage with storage loft. Home has had new shingles installed on the roof of home and garage September 2026! Inside this home is move in ready! Main floor offers a bright front foyer leading to a welcoming living room with beautiful windows for natural light, and immaculate hardwood floors. Continuing to the eat in kitchen that gives you plenty of space to entertain with solid maple wood cabinets, updated flooring and refinished island gives this space the ideal place to gather with your family. Second floor contains three generous size bedrooms all with closets (primary having a walk-in), main bathroom with tub/shower combo and ensuite with NEW shower. Basement area has a welcoming family room, 4th bedroom, 1/2 bathroom and laundry combo. Basement has a convenient basement entrance with mudroom; utility room and crawl space for extra storage. Throughout the home you will be cozy warm with the electric in-floor heating system and the additional bonus of two mini split heat pumps (3 Heads) for heating and cooling! This home currently is heated at a 12 month equal payment amount of $195.00 per month; Making this home extremely efficient! Included in the sale are the Stainless Steel kitchen appliances. Don’t miss out on this opportunity to own this beautiful home!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Bath (# pieces 1-6) Storage Family room Bedroom | 5 X 6.10 · 31 sqft 5 X 4.5 · 23 sqft 22.1 X 13.2 · 292 sqft 9.6 X 11.7 · 112 sqft |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Ensuite Primary Bedroom | 8.9 X 7.2 · 64 sqft 10 X 11.2 · 112 sqft 9.11 X 11.4 · 104 sqft 8.9 X 4.5 · 40 sqft 13.5 X 12 · 162 sqft |
| Main level | Living room Dining room Kitchen | 17.5 X 15.3 · 268 sqft 8.7 X 13.11 · 114 sqft 11.5 X 12.2 · 140 sqft |
Grand Falls-Windsor at a glance
Live market stats for Grand Falls-Windsor: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
73
Median list price
$269k
Price range
$31k – $1.5M
Typical build
1979
Average size
2,484 sqft
Where Grand Falls-Windsor listings are priced
Every active list price in Grand Falls-Windsor, grouped into bands.
List price, thousands of $ · 66 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 24 |
| 200–300 | 13 |
| 300–400 | 4 |
| 400–500 | 11 |
| 500–750 | 9 |
| 750–1M | 2 |
| 1M+ | 3 |
How Grand Falls-Windsor compares
Median list price against the next biggest markets. Click a row for that area guide.
Grand Falls-Windsornearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
117 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,934 / year
≈ $245 / month
Climate
Jan -3° · Jul 23°
normal daily high · WOODDALE BISHOP'S FALLS station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $164,362
Closing costs + five years of running costs + 60 mortgage payments on a $489,900 home.
If rates rise 2 points
$28,524 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,058
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$97,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,070
- Property taxfrom the feed$2,934
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $25,520
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,678 | $189,728 | needs mortgage insurance (not modelled) |
| 10% | $2,537 | $181,273 | needs mortgage insurance (not modelled) |
| 20% | $2,255 | $164,362 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 58 active
Priced at the 86th percentile of active Grand Falls-Windsor homes
$254/sqft, city median $154/sqft.
Winter warmer
Jan–Mar · estimate
$178/mo
Est. winter heating (heat pump electricity): about $535 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,926 sqft. Severity 1.07× St. John's from the WOODDALE BISHOP'S FALLS station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,255/mo
- Today, posted2026-11-04 · 6.19%$2,571/mo
- 5 years ago2021-11-03 · 4.79%$2,243/mo
- 10 years ago2016-11-02 · 4.64%$2,210/mo
At 6.19%, five years ago, the same mortgage would have cost $316 more each month than at today's posted rate.
Principal & interest only: $391,920 (80% of the $489,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$2,310/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$245/mo
Principal & interest $0 + property tax $245 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-612
NOI / month
$-612
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $245 | $2,934 |
| Expenses | $368 | $4,416 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-612 | $-7,344 |
| NOI | $-612 | $-7,344 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty