162 Tuckers Hill Road
Portugal Cove-St. Philip's, NL, A1M1N3
List price
$995,000
About this propertyMLS® 1302065
Two Complete Homes, One Incredible Property! Perched at the top of Tuckers Hill Road with sweeping Conception Bay views, this estate-like property offers two fully separate, beautifully finished homes on one private, wooded lot — ideal for multi-generational living, an income-generating suite, or extended family close by without being on top of each other. The main Home (3 bed, 3 bath) is a bright, modern bungalow with finished basement and its own attached garage. The open-concept main floor features a large living room with propane fireplace and ocean views, plus a stunning kitchen with new appliances and solid surface counters and backsplash. The primary suite also enjoys ocean views, along with a huge ensuite and walk-in closet. Two more bedrooms share a full bath. The loft above — also with ocean views — offers flexible space for a playroom or office. The finished basement has a hobby/exercise room, family room, full bath, and workshop. Fresh paint, refinished hardwood floors, and new door hardware throughout. The In-Law Home (2 bed, 1 bath) is single-level with its own attached garage, a living room boasting ocean views and a propane fireplace, open-concept kitchen and dining, a generous primary bedroom, second bedroom or den, and in-suite laundry, plus a private back deck. Each unit has its own attached garage, plus there's a large detached garage with loft storage for even more space. The beautifully landscaped grounds have multiple paved driveways, a large patio for entertaining, and a hot tub under its own gazebo. Siding and shingles all replaced within the last 3 years. Property includes a propane backup generator for year-round peace of mind. Two homes, thoughtfully connected, giving every family member their own space while staying close to the ones who matter most.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
2 rooms are grey + dashed at the average size because the listing gives no dimensions. Never compare their size to a coloured room.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Not known Not known Not known Recreation room Storage Bath (# pieces 1-6) | 28.5 x 39.3 · 1120 sqft 18.4 x 6.3 · 116 sqft 10.8 x 11.2 · 121 sqft 29.4 x 12.7 · 373 sqft 9.8 x 13.6 · 133 sqft 8.6 x 7.2 · 62 sqft |
| Main level | Not known Not known Not known Not known Not known Not known Laundry room Bath (# pieces 1-6) Ensuite Dining room Bedroom Bedroom Primary Bedroom Living room Kitchen | 6.11 x 6.5 · 40 sqft 19.7 x 13.8 · 272 sqft 14.1 x 13.7 · 193 sqft 16.1 x 8.8 · 142 sqft 21.2 x 14.8 · 314 sqft 13.2 x 11.9 · 157 sqft 9.10 x 6.3 · 57 sqft 4pc 13 x 8.10 · 105 sqft 7.3 x 13.5 · 99 sqft 11.8 13.10 15.7 x 13.10 · 206 sqft 18.9 x 20.8 · 393 sqft 25.7 x 14.2 · 365 sqft 12.1 x 13.5 · 163 sqft |
Portugal Cove-St. Philip's at a glance
Live market stats for Portugal Cove-St. Philip's: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
64
Median list price
$400k
Price range
$35k – $1.2M
Typical build
2005
Average size
3,228 sqft
Where Portugal Cove-St. Philip's listings are priced
Every active list price in Portugal Cove-St. Philip's, grouped into bands.
List price, thousands of $ · 64 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 18 |
| 200–300 | 8 |
| 300–400 | 6 |
| 400–500 | 8 |
| 500–750 | 11 |
| 750–1M | 10 |
| 1M+ | 3 |
How Portugal Cove-St. Philip's compares
Median list price against the next biggest markets. Click a row for that area guide.
Portugal Cove-St. Philip'snearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
89 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Property tax
$5,614 / year
≈ $468 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $331,614
Closing costs + five years of running costs + 60 mortgage payments on a $995,000 home.
If rates rise 2 points
$57,933 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$4,078
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$199,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,540
- Property taxfrom the feed$5,614
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $51,270
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $5,438 | $383,133 | needs mortgage insurance (not modelled) |
| 10% | $5,152 | $365,960 | needs mortgage insurance (not modelled) |
| 20% | $4,579 | $331,614 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 32 active
Priced at the 19th percentile of active Portugal Cove-St. Philip's homes
$146/sqft, city median $227/sqft.
Winter warmer
Jan–Mar · estimate
$590/mo
Est. winter heating (heat pump electricity): about $1,770 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 6,799 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$4,579/mo
- Today, posted2026-11-04 · 6.19%$5,221/mo
- 5 years ago2021-11-03 · 4.79%$4,556/mo
- 10 years ago2016-11-02 · 4.64%$4,488/mo
At 6.19%, five years ago, the same mortgage would have cost $642 more each month than at today's posted rate.
Principal & interest only: $796,000 (80% of the $995,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No, outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$4,663/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$468/mo
Principal & interest $0 + property tax $468 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-1,243
NOI / month
$-1,243
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $468 | $5,614 |
| Expenses | $776 | $9,312 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-1,243 | $-14,916 |
| NOI | $-1,243 | $-14,916 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty