39 Montagnais Road
Happy Valley-Goose Bay, NL, A0P1E0
List price
$255,000
About this propertyMLS® 1300423
Welcome to 39 Montagnais, where pride of ownership is evident from the moment you arrive. Situated on a large, level, mature lot, this impeccably maintained home is truly move-in ready and offers the perfect blend of comfort, functionality, and future potential. The main floor features a spacious primary bedroom complete with a walk-in closet, a bright and inviting living room, a well-appointed kitchen, a full bathroom, and a convenient main-floor laundry room—ideal for easy everyday living. Downstairs, the full basement boasts impressive high ceilings and an abundance of storage space. Two generous bonus rooms offer excellent potential, and with the addition of egress windows, they could easily be converted into legal bedrooms, instantly increasing both your living space and your home's value. Step outside to enjoy the two-tier rear deck, perfect for relaxing or entertaining. The upper deck also provides practical covered storage underneath, ideal for keeping your lawn mower, snow blower, and seasonal equipment protected from the elements. Backing onto greenspace, the property offers added privacy and a peaceful setting to enjoy year-round. Appliances are included in the sale. Furnishings are also an option. Whether you're a first-time buyer, or looking for a home with room to grow, 39 Montagnais is a fantastic opportunity that checks all the boxes.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Lower level | Utility room Recreation room Not known Not known Storage | 11 x 14 · 154 sqft 11.2 x 14 · 157 sqft 7.6 x 8.2 · 62 sqft 8 x 16 · 128 sqft 8 x 12 · 96 sqft |
| Main level | Laundry room Primary Bedroom Kitchen Foyer Bath (# pieces 1-6) Living room Porch | 5.5 x 8 · 44 sqft 10 x 15 · 150 sqft 10 x 13.5 · 135 sqft 8 x 9.5 · 76 sqft 5 x 9.5 · 48 sqft 11.5 x 13 · 150 sqft 6.5 x 9.5 · 62 sqft |
Happy Valley-Goose Bay at a glance
Live market stats for Happy Valley-Goose Bay: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
21
Median list price
$330k
Price range
$30k – $5.3M
Typical build
1985
Average size
3,539 sqft
Where Happy Valley-Goose Bay listings are priced
Every active list price in Happy Valley-Goose Bay, grouped into bands.
List price, thousands of $ · 21 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 4 |
| 200–300 | 4 |
| 300–400 | 5 |
| 500–750 | 2 |
| 750–1M | 2 |
| 1M+ | 4 |
How Happy Valley-Goose Bay compares
Median list price against the next biggest markets. Click a row for that area guide.
Happy Valley-Goose Baynearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
6 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$1,476 / year
≈ $123 / month
Climate
Jan -13° · Jul 21°
normal daily high · GOOSE BAY A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $102,375
Closing costs + five years of running costs + 60 mortgage payments on a $255,000 home.
If rates rise 2 points
$14,847 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,118
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$51,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,292
- Property taxfrom the feed$1,476
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $29,340
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,394 | $115,579 | needs mortgage insurance (not modelled) |
| 10% | $1,320 | $111,178 | needs mortgage insurance (not modelled) |
| 20% | $1,174 | $102,375 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 18 active
Priced at the 39th percentile of active Happy Valley-Goose Bay homes
$148/sqft, city median $162/sqft.
Winter warmer
Jan–Mar · estimate
$549/mo
Est. winter heating (electricity): about $1,646 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,728 sqft. Severity 1.46× St. John's from the GOOSE BAY A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,174/mo
- Today, posted2026-11-04 · 6.19%$1,338/mo
- 5 years ago2021-11-03 · 4.79%$1,168/mo
- 10 years ago2016-11-02 · 4.64%$1,150/mo
At 6.19%, five years ago, the same mortgage would have cost $165 more each month than at today's posted rate.
Principal & interest only: $204,000 (80% of the $255,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,198/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$123/mo
Principal & interest $0 + property tax $123 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-319
NOI / month
$-319
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $123 | $1,476 |
| Expenses | $196 | $2,352 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-319 | $-3,828 |
| NOI | $-319 | $-3,828 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty