8 Copperhead Road
Portugal Cove-St. Philip's, NL, A1M2V3
List price
$299,900
About this propertyMLS® 1300052
What a rare and magnificent piece of property. This unique and very private pond side 2 acre building lot boasts 151 feet along prestigious Miller’s Pond located in scenic Portugal Cove just 10 minutes from the airport and 12 minutes from the heart of St. John’s. Nestled in a beautiful mature forest, with large trees that protect it from any sight of neighbors and roads, except the ones across the pond in your all encompassing spectacular view! Here, all you can see is the majestic view of the water, let this relaxing setting be the place to build your dream home. The pond is deep and perfect for swimming, kayaking, canoeing, and sailing in the summer. During our winter months, this is an ideal place for skating, cross country skiing, and ice fishing! There are an abundance of trout to keep you entertained during winter boil ups while enjoying the great outdoors in your exceptional backyard! This parcel of land is facing south, and gets sun all day long. There are no more development possibilities adjacent to this land, so you won’t get unexpected new neighbors. The majority of the remaining undeveloped shoreline of the pond itself belongs to the Voisey’s Brook Municipal Park, which is protected land. The park has a fabulous community outdoor sports complex, with walking trails, dog park and growing activities for children and adults alike. This is the perfect place to raise a family, retire or simply live in the middle of nature, yet minutes from the commodities of the city. Don’t miss out on this rare opportunity to own this conveniently located exceptional pond front property. Call today and turn your dream into a reality!
Property details
More details
Overview
The home
Systems & utilities
Taxes
Parking & outdoor
Features
Fees & source
Rooms
Portugal Cove-St. Philip's at a glance
Live market stats for Portugal Cove-St. Philip's: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
64
Median list price
$400k
Price range
$35k – $1.2M
Typical build
2005
Average size
3,228 sqft
Where Portugal Cove-St. Philip's listings are priced
Every active list price in Portugal Cove-St. Philip's, grouped into bands.
List price, thousands of $ · 64 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 18 |
| 200–300 | 8 |
| 300–400 | 6 |
| 400–500 | 8 |
| 500–750 | 11 |
| 750–1M | 10 |
| 1M+ | 3 |
How Portugal Cove-St. Philip's compares
Median list price against the next biggest markets. Click a row for that area guide.
Portugal Cove-St. Philip'snearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
113 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$500 / year
≈ $42 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $101,744
Closing costs + five years of running costs + 60 mortgage payments on a $299,900 home.
If rates rise 2 points
$17,461 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,298
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$59,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Property taxfrom the feed$500
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $16,130
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,639 | $117,273 | needs mortgage insurance (not modelled) |
| 10% | $1,553 | $112,097 | needs mortgage insurance (not modelled) |
| 20% | $1,380 | $101,744 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,380/mo
- Today, posted2026-11-04 · 6.19%$1,574/mo
- 5 years ago2021-11-03 · 4.79%$1,373/mo
- 10 years ago2016-11-02 · 4.64%$1,353/mo
At 6.19%, five years ago, the same mortgage would have cost $194 more each month than at today's posted rate.
Principal & interest only: $239,920 (80% of the $299,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,306/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$42/mo
Principal & interest $0 + property tax $42 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-41
NOI / month
$-41
Cap rate
-0.16%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $42 | $500 |
| Expenses | $0 | $0 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-41 | $-492 |
| NOI | $-41 | $-492 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty