9 Main Road
Fogo Island, NL, A0G4H0
List price
$65,000
About this propertyMLS® 1298194
9 Main Road, Sandy Cove, Fogo Island Nestled in the breathtaking community of Sandy Cove, just a short walk from the historic town of Tilting on Fogo Island, this remarkable 1.8 acre parcel sits right on the beach with some of the most brilliant ocean views you will find anywhere in Newfoundland. Whether you are watching icebergs drift past in the spring or listening to the Atlantic roll in on a calm summer evening, this land delivers a front row seat to nature at its most spectacular. With a sandy beach at your doorstep and hiking and walking trails winding through the surrounding landscape, outdoor living here is not an amenity, it is a way of life. The location places you within easy walking distance of Tilting, one of Canada's designated National Historic Districts, the beloved Squish Studio, the hauntingly beautiful old Irish Cemetery, and Bunker Hill, the proud site of Newfoundland's first American radar station during the Second World War. This is land with character, history, and a sense of place that simply cannot be manufactured. At 1.8 acres you have the space and the freedom to build the coastal retreat you have always imagined, whether that is a private family compound, a vacation getaway, or a one of a kind investment on one of the world's most celebrated islands. Opportunities like this on Fogo Island are rare. Do not let this one pass you by.
Property details
More details
Overview
The home
Systems & utilities
Taxes
Features
Fees & source
Rooms
Fogo Island at a glance
Live market stats for Fogo Island: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
17
Median list price
$180k
Price range
$25k – $450k
Typical build
1934
Average size
1,621 sqft
Where Fogo Island listings are priced
Every active list price in Fogo Island, grouped into bands.
List price, thousands of $ · 17 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 10 |
| 200–300 | 5 |
| 300–400 | 1 |
| 400–500 | 1 |
How Fogo Island compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
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Location, air, flood & taxes
Elevation
3 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$190 / year
≈ $16 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $34,388
Closing costs + five years of running costs + 60 mortgage payments on a $65,000 home.
If rates rise 2 points
$3,785 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$358
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$13,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Property taxfrom the feed$190
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $14,580
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $355 | $37,753 | needs mortgage insurance (not modelled) |
| 10% | $337 | $36,631 | needs mortgage insurance (not modelled) |
| 20% | $299 | $34,388 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$299/mo
- Today, posted2026-11-04 · 6.19%$341/mo
- 5 years ago2021-11-03 · 4.79%$298/mo
- 10 years ago2016-11-02 · 4.64%$293/mo
At 6.19%, five years ago, the same mortgage would have cost $42 more each month than at today's posted rate.
Principal & interest only: $52,000 (80% of the $65,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$290/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$16/mo
Principal & interest $0 + property tax $16 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-15
NOI / month
$-15
Cap rate
-0.28%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $16 | $190 |
| Expenses | $0 | $0 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-15 | $-180 |
| NOI | $-15 | $-180 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Keller Williams Platinum Realty