10 & 11 Our Cove Road
Freshwater Pond, NL, A0E1E0
List price
$299,000
About this propertyMLS® 1299014
Discover the ultimate waterfront retreat where rustic charm meets modern elegance. Situated on two expansive building lots on highly sought-after Fresh Pond, this rare property offers a lifestyle of unparalleled peace and versatility. Fully furnished and offered as a turn-key sanctuary, this estate is ready to welcome you home from the moment you arrive. The heart of the property is a sophisticated 1.5-storey cabin designed to embrace its natural surroundings. Step through the welcoming porch—flanked by a utility room and a versatile bonus room -into an impressive open-concept living space. The custom kitchen flows seamlessly into the dining and living areas, where large patio doors frame shimmering water views and lead to an expansive deck perfect for alfresco dining. The main floor is rounded out by a stylish bathroom featuring a walk-in shower. Retreat upstairs to the primary suite, a tranquil sanctuary complete with a convenient half-bath and a spacious walk-in closet. A short stroll away sits the ""Cookhouse,"" a cozy one-room structure designed for the consummate host. This entertainer’s dream features a secondary kitchen with island and a cozy wood stove for cool lakeside evenings. The deck overlooks the pond, offering the perfect backdrop for summer soirées or quiet twilight cocktails. Adding to the property’s unique charm is the ""She Shed""—a picturesque third building that offers endless possibilities. Whether you envision a whimsical guest house, vibrant games room, or a sun-drenched nook to enjoy a coffee and a classic novel, this space is a quiet corner for the soul. Life on Fresh Pond is about connection—to nature and to the community. Hop on your boat and find yourself at the prestigious Golden Sands Resort in mere minutes, or simply enjoy the stillness of the water from your own private shoreline. Rarely does a property of this caliber, offering multiple structures and double the land, become available. Your turnkey lakeside legacy awaits.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Other | Not known Hobby room | 12x26 · 312 sqft 12.5x20.5 · 256 sqft |
| Main level | Not known Utility room Porch Bath (# pieces 1-6) Living room/Fireplace Eat in kitchen | 7.7x5.9 · 45 sqft 7.7x5.9 · 45 sqft 6.3x7.3 · 46 sqft 4.11x7.4 · 30 sqft 13.11x7.4 · 97 sqft 11.6x19.3 · 224 sqft |
| Second level | Bedroom Bath (# pieces 1-6) | 11.5x14.1 · 162 sqft 4.11x6.2 · 25 sqft |
Freshwater Pond at a glance
Live market stats for Freshwater Pond: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
1
Median list price
$299k
Price range
$299k – $299k
Typical build
1980
Average size
780 sqft
Where Freshwater Pond listings are priced
Every active list price in Freshwater Pond, grouped into bands.
List price, thousands of $ · 1 homes
View as table
| Price band ($) | Listings |
|---|---|
| 200–300 | 1 |
How Freshwater Pond compares
Median list price against the next biggest markets. Click a row for that area guide.
Freshwater Pondnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
3 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Burin · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Climate
Feb -1° · Aug 21°
normal daily high · WINTERLAND station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $92,832
Closing costs + five years of running costs + 60 mortgage payments on a $299,000 home.
If rates rise 2 points
$17,409 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,294
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$59,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$394
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $7,470
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,634 | $108,313 | needs mortgage insurance (not modelled) |
| 10% | $1,548 | $103,153 | needs mortgage insurance (not modelled) |
| 20% | $1,376 | $92,832 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$66/mo
Est. winter heating (heat pump electricity): about $197 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 780 sqft. Severity 0.97× St. John's from the WINTERLAND station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,376/mo
- Today, posted2026-11-04 · 6.19%$1,569/mo
- 5 years ago2021-11-03 · 4.79%$1,369/mo
- 10 years ago2016-11-02 · 4.64%$1,349/mo
At 6.19%, five years ago, the same mortgage would have cost $193 more each month than at today's posted rate.
Principal & interest only: $239,200 (80% of the $299,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,261/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-374
NOI / month
$-374
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $374 | $4,488 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-374 | $-4,488 |
| NOI | $-374 | $-4,488 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty