9 Regatta Drive
Stephenville-Gull Pond, NL, A2N2Y4
List price
$499,999
About this propertyMLS® 1298045
Welcome to 9 Regatta Drive, an exceptional pondside retreat in a private and highly sought-after setting in Gull Pond. Perfectly positioned to embrace its surroundings, this property blends comfort, craftsmanship, and recreation in a truly memorable way. From the moment you arrive, you’ll notice the private driveway, attached heated garage with built-in cabinetry and workshop space, and striking rock retaining wall that runs along the driveway. Outdoor living is a true highlight, featuring an 40 x 10 front deck with built-in bench seating running the full length, a beautiful brick outdoor fireplace, a concrete waterfront retaining wall, private boat launch, and premium dock system - ideal for both entertaining and relaxing by the water. Inside, the home offers a warm and inviting atmosphere with rich wood finishes, vaulted ceiling, skylights, and large windows that fill the space with natural light while framing beautiful water views. The kitchen is designed for both function and style, showcasing extensive cabinetry, built-in double oven with warming drawer, countertop cooktop, and an oversized integrated stainless steel fridge and freezer. The adjoining dining area, complete with an electric fireplace, creates a cozy year-round gathering space. The main bathroom also features in-floor heating, adding an extra level of comfort. The lower level extends the living space with two bedrooms, bonus room and a versatile recreational area. Originally a garage conversion, this insulated space is heated with a heat pump and features a large built-in bar and stage area, perfect for entertaining. At the far end, a bright sitting room with multiple windows and double doors overlooks the pond, offering a peaceful retreat within the home. With a new roof completed last year and an exceptional combination of indoor comfort and outdoor lifestyle features, this property presents a rare opportunity to own a truly distinctive waterfront escape.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Parking & outdoor
Features
Fees & source
Rooms
| Lower level | Not known Recreation room | 16'5"" x 17'9"" 28'10"" x 23' |
| Basement | Bath (# pieces 1-6) Bedroom Bedroom Bedroom | 6'11"" x 3'9"" 17'9"" x 18'2"" 14'3"" x 10'11"" 15'9"" x 10' |
| Main level | Bath (# pieces 1-6) Dining room Kitchen Living room | 16'5"" x 5'7"" 18'9"" x 10'4"" 13'4"" x 18'11"" 20'7"" x 18'10"" |
Stephenville-Gull Pond at a glance
Live market stats for Stephenville-Gull Pond: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
1
Median list price
$500k
Price range
$500k – $500k
Typical build
2002
Average size
2,543 sqft
Where Stephenville-Gull Pond listings are priced
Every active list price in Stephenville-Gull Pond, grouped into bands.
List price, thousands of $ · 1 homes
View as table
| Price band ($) | Listings |
|---|---|
| 400–500 | 1 |
How Stephenville-Gull Pond compares
Median list price against the next biggest markets. Click a row for that area guide.
Stephenville-Gull Pondnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
29 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Corner Brook · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Climate
Feb -3° · Aug 21°
normal daily high · STEPHENVILLE A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $154,211
Closing costs + five years of running costs + 60 mortgage payments on a $499,999 home.
If rates rise 2 points
$29,112 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$2,098
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$100,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,408
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $12,540
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,733 | $180,100 | needs mortgage insurance (not modelled) |
| 10% | $2,589 | $171,470 | needs mortgage insurance (not modelled) |
| 20% | $2,301 | $154,211 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$235/mo
Est. winter heating (heat pump electricity): about $704 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,543 sqft. Severity 1.06× St. John's from the STEPHENVILLE A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$2,301/mo
- Today, posted2026-11-04 · 6.19%$2,624/mo
- 5 years ago2021-11-03 · 4.79%$2,290/mo
- 10 years ago2016-11-02 · 4.64%$2,255/mo
At 6.19%, five years ago, the same mortgage would have cost $323 more each month than at today's posted rate.
Principal & interest only: $399,999 (80% of the $499,999 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$2,108/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-625
NOI / month
$-625
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $625 | $7,500 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-625 | $-7,500 |
| NOI | $-625 | $-7,500 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Call or text416-873-4676
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty