About this propertyMLS® 1296170
WELCOME TO DOVEKIE ESTATES PHASE 36 DUNN DRIVE, BAY BULLS. NUMEROUS LOTS #10,32,36,37 ,38,39,44,45,50 AVAILABLE FOR PURCHASE TO BUILD YOUR OWN DREAM HOME OR BRING YOUR PERSONAL CUSTOM DESIGNED PLANS FOR PRICING FOR A TURN KEY PRICE TO COMPLETE. LOT PRICES VARY DEPENDING ON LOT'S SIZES .THERE IS A PLOT PLAN FOR PRICING AND AVAILABILITY OF LOTS. THIS FAST GROWING FRIENDLY COMMUNITY OF BAY BULLS HAS LOTS OF AMENITIES TO OFFER AND IS ONLY 20 MINUTES FROM ST. JOHNS. LOT PRICING SUBJECT TO HST TO BE PAID BY PURCHASER. SURVEYS AVAILABLE. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
The neighbourhood
Bay Bulls at a glance
Live market stats for Bay Bulls — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
22
Median list price
$480k
Price range
$65k – $900k
Typical build
2019
Average size
3,084 sqft
Where Bay Bulls listings are priced
Every active list price in Bay Bulls, grouped into bands.
List price, thousands of $ · 22 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 7 |
| 300–400 | 1 |
| 400–500 | 3 |
| 500–750 | 10 |
| 750–1M | 1 |
How Bay Bulls compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
114 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 5:00 p.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
1 place shown · 3 routes · OpenStreetMap · OSRM
- 30 min to downtown St. John's31.4 km
- 36 min to Memorial University35 km
- 42 min to Avalon Mall41.7 km
Groceries 1
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $33,801
Closing costs + five years of running costs + 60 mortgage payments on a $69,000 home.
If rates rise 2 points
$3,942 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$374
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$13,800
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $13,630
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $362 | $37,231 | needs mortgage insurance (not modelled) |
| 10% | $343 | $36,088 | needs mortgage insurance (not modelled) |
| 20% | $305 | $33,801 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-02), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record — that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-02 · 4.44%$305/mo
- Today, posted2026-10-28 · 6.19%$362/mo
- 5 years ago2021-11-03 · 4.79%$316/mo
- 10 years ago2016-11-02 · 4.64%$311/mo
At 6.19% — five years ago — the same mortgage would have cost $57 more each month than at today's posted rate.
Principal & interest only: $55,200 (80% of the $69,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Ask this listing
open data · 3 questions
- School within 1 km?No school mapped within 1 km
- Grocery nearby?Yes · 1.3 kmFoodland BayBulls
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$278/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$0
NOI / month
$0
Cap rate
0.00%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $0 | $0 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $0 | $0 |
| NOI | $0 | $0 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.



