13 - 15 Simon Drive
Stephenville, NL, A2N0E9
List price
$987,700
About this propertyMLS® 1290431
Stunning 5-Bedroom Dream Home with Luxury Features Throughout Welcome to your dream home nestled on a spacious double lot and just minutes from ATV trails! This spectacular 5-bedroom, 3-bathroom residence offers over-the-top comfort, style, and space in every corner. From the moment you step into the spacious foyer, you’ll be greeted by the elegance of hardwood and tile flooring that flows throughout the two levels. The open-concept main floor seamlessly combines the kitchen, dining, and living areas—perfect for entertaining or enjoying family time. The chef’s kitchen is a true showstopper, featuring gleaming quartz countertops, a large walk-in pantry, top-of-the-line stainless steel appliances— including two ovens for the avid baker—and a walkout to a gorgeous screened-in porch for year- round enjoyment. Retreat to the luxurious primary suite, complete with a tray ceiling, expansive walk-in closet, and spa-inspired ensuite bath featuring double sinks, a soaker tub, a large walk-in shower, and a bidet toilet. Two additional generously sized bedrooms upstairs each offer walk-in closets, and the convenient main-floor laundry room is just steps from the attached 3-car garage. Downstairs, you’ll find even more living space with two additional bedrooms connected by a stylish Jack-and-Jill 3-piece bathroom, a large rec room, and a fantastic bar area—ideal for hosting and relaxing. Complete with a walk-out to the side yard. Step outside to your private backyard oasis, boasting a custom pergola and firepit area, beautiful landscaping. For car enthusiasts or hobbyists, this home offers not just an attached three-car garage but also a detached (40’ x 60’) three-car garage with storage in the upper area—a rare find! This extraordinary home has it all—style, space, luxury, and functionality. Don’t miss out. Call today to schedule your private showing!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Other | Not known | 40.00 x 60.00 · 2400 sqft |
| Main level | Not known Not known Not known Other Ensuite Primary Bedroom Laundry room Porch Kitchen Living room Bedroom Bath (# pieces 1-6) Bedroom Other Foyer | 11.00 x 19.00 · 209 sqft 22.00 x 30.00 · 660 sqft 12.00 x 12.00 · 144 sqft 6.00 x 8.00 · 48 sqft 10.00 x 20.00 · 200 sqft 14.00 x 18.00 · 252 sqft 8.00 x 12.00 · 96 sqft 5.00 x 12.00 · 60 sqft 14.00 x 21.00 · 294 sqft 17.00 x 19.00 · 323 sqft 12.00 x 12.00 · 144 sqft 7.00 x 8.00 · 56 sqft 11.00 x 12.00 · 132 sqft 3.00 x 42.00 · 126 sqft 9.00 x 17.00 · 153 sqft |
| Basement | Storage Bath (# pieces 1-6) Bedroom Bedroom Storage Recreation room | 5.00 x 12.00 · 60 sqft 9.00 x 12.00 · 108 sqft 11.00 x 12.00 · 132 sqft 12.00 x 12.00 · 144 sqft 14.00 x 18.00 · 252 sqft 49.00 x 22.00 · 1078 sqft |
Stephenville at a glance
Live market stats for Stephenville: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
92
Median list price
$267k
Price range
$45k – $5.5M
Typical build
1976
Average size
4,801 sqft
Where Stephenville listings are priced
Every active list price in Stephenville, grouped into bands.
List price, thousands of $ · 92 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 38 |
| 200–300 | 15 |
| 300–400 | 16 |
| 400–500 | 6 |
| 500–750 | 12 |
| 750–1M | 2 |
| 1M+ | 3 |
How Stephenville compares
Median list price against the next biggest markets. Click a row for that area guide.
Stephenvillenearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
46 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Corner Brook · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$5,476 / year
≈ $456 / month · assessment year 2025
Climate
Feb -3° · Aug 21°
normal daily high · STEPHENVILLE A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $323,079
Closing costs + five years of running costs + 60 mortgage payments on a $987,700 home.
If rates rise 2 points
$57,507 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$4,049
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$197,540
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,380
- Property taxfrom the feed$5,476
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $44,780
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $5,398 | $374,220 | needs mortgage insurance (not modelled) |
| 10% | $5,114 | $357,173 | needs mortgage insurance (not modelled) |
| 20% | $4,546 | $323,079 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 51 active
Priced at the 86th percentile of active Stephenville homes
$230/sqft, city median $151/sqft.
Winter warmer
Jan–Mar · estimate
$397/mo
Est. winter heating (heat pump electricity): about $1,190 for January through March.
Estimate, not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 4,300 sqft. Severity 1.06× St. John's from the STEPHENVILLE A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$4,546/mo
- Today, posted2026-11-04 · 6.19%$5,183/mo
- 5 years ago2021-11-03 · 4.79%$4,523/mo
- 10 years ago2016-11-02 · 4.64%$4,455/mo
At 6.19%, five years ago, the same mortgage would have cost $637 more each month than at today's posted rate.
Principal & interest only: $790,160 (80% of the $987,700 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$4,621/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$457/mo
Principal & interest $0 + property tax $457 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-1,234
NOI / month
$-1,234
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $457 | $5,476 |
| Expenses | $778 | $9,336 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-1,234 | $-14,808 |
| NOI | $-1,234 | $-14,808 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty