124 Main (Port Union South) Street
Trinity Bay North, NL, A0C2J0
List price
$85,000
About this propertyMLS® 1286639
Located in the scenic and storied community of Port Union South, this inviting 3-bedroom, 1.5-bath home combines character with functionality in a region rich with history and natural beauty. Whether looking for a full-time residence or a seasonal getaway, this property offers a well-rounded lifestyle in one of Newfoundland’s most unique coastal regions. Inside, pine ceilings bring warmth and personality to the living spaces, while vinyl windows allow plenty of natural light and energy efficiency. The home features vinyl siding for low-maintenance care and electric heat for year-round comfort. Outdoors, enjoy a wrap-around patio, gazebo, and landscaped yard with mature trees, ideal for relaxing or entertaining. A shed adds handy storage, and the quiet neighbourhood enhances the sense of privacy and ease. Perfectly situated just moments from walking trails, the historic Coaker properties, and the UNESCO Discovery Global Geopark, the home is also close to shopping, hospitals, and the ocean, lying conveniently between Trinity and Bonavista. This well-kept property offers a rare opportunity to own a home where history, nature, and community come together. Don’t miss your chance to make it yours!
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Bedroom | 10X9 · 90 sqft 13X9 · 117 sqft 13X9 · 117 sqft 12X9 · 108 sqft |
| Main level | Bath (# pieces 1-6) Kitchen Dining room Living room | 9X5 · 45 sqft 12X12 · 144 sqft 12X9 · 108 sqft 11X13 · 143 sqft |
Trinity Bay North at a glance
Live market stats for Trinity Bay North: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
3
Median list price
$178k
Price range
$85k – $250k
Typical build
1957
Average size
1,202 sqft
Where Trinity Bay North listings are priced
Every active list price in Trinity Bay North, grouped into bands.
List price, thousands of $ · 3 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
| 200–300 | 1 |
How Trinity Bay North compares
Median list price against the next biggest markets. Click a row for that area guide.
Trinity Bay Northnearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
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Location, air, flood & taxes
Elevation
21 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$673 / year
≈ $56 / month · assessment year 2025
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $42,405
Closing costs + five years of running costs + 60 mortgage payments on a $85,000 home.
If rates rise 2 points
$4,949 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$438
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$17,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Property taxfrom the feed$673
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $16,995
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $465 | $46,807 | needs mortgage insurance (not modelled) |
| 10% | $440 | $45,340 | needs mortgage insurance (not modelled) |
| 20% | $391 | $42,405 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Winter warmer
Jan–Mar · estimate
$271/mo
Est. winter heating (electricity): about $813 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,250 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$391/mo
- Today, posted2026-11-04 · 6.19%$446/mo
- 5 years ago2021-11-03 · 4.79%$389/mo
- 10 years ago2016-11-02 · 4.64%$383/mo
At 6.19%, five years ago, the same mortgage would have cost $55 more each month than at today's posted rate.
Principal & interest only: $68,000 (80% of the $85,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$415/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$57/mo
Principal & interest $0 + property tax $57 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-106
NOI / month
$-106
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $57 | $673 |
| Expenses | $50 | $600 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-106 | $-1,272 |
| NOI | $-106 | $-1,272 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty