460 Route - White's Road
Gull Pond, NL, A2N2Y4
List price
$950,000
About this propertyMLS® 1277727
Wow! What a beautiful spot for the creative and inventive entrepreneur. The property is approximately five kilometers from the Town of Stephenville. It is across from Long Gull Pond and the Indian Head Rod and Gun Club. The property is adjacent to the old American railbed which connects to the Provincial Trailway Park. The property borders Small Gull Pond. The pond is 45 feet deep and provides 12,500 feet of beachfront. The pond is a haven for swimmers, anglers and boaters as well as home for loons and other aquatic species. Small Gull Pond flows into Long Gull Pond and so does the fish. Route 460 is one of the main transportation routes in South Western Newfoundland, connecting the Trans Canada Highway to Stephenville and Port au Port Peninsula. When the traffic flow was last monitored there was an average of 120 vehicles passing Small Gull Pond per hour. The property has two kilometres of well constructed gravel road and has good gravel on site for future development. The property has an excellent source of potable water as it lies on a large aquifer. Land testing for percolation has been completed. Songbird Loop is the road that travers the acreage with entry and exit to Route 460. The property is backed by Crown Land with spectacular views throughout all the seasons. It is especially majestic in Autumn. In the summer it’s a berry pickers delight with bakeapples, raspberries and blueberries. This valuable property is looking for a new owner who is forward looking, astute and creative. The opportunity is there and the opportunity is yours.
Property details
More details
Overview
The home
Systems & utilities
Parking & outdoor
Features
Fees & source
Rooms
Gull Pond at a glance
Live market stats for Gull Pond: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
3
Median list price
$399k
Price range
$239k – $950k
Typical build
2008
Average size
1,810 sqft
Where Gull Pond listings are priced
Every active list price in Gull Pond, grouped into bands.
List price, thousands of $ · 3 homes
View as table
| Price band ($) | Listings |
|---|---|
| 200–300 | 1 |
| 300–400 | 1 |
| 750–1M | 1 |
How Gull Pond compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
24 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 1 · Low risk · Corner Brook · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Climate
Feb -3° · Aug 21°
normal daily high · STEPHENVILLE A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $281,888
Closing costs + five years of running costs + 60 mortgage payments on a $950,000 home.
If rates rise 2 points
$55,312 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$3,898
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$190,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,730
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $14,150
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $5,192 | $331,076 | needs mortgage insurance (not modelled) |
| 10% | $4,919 | $314,680 | needs mortgage insurance (not modelled) |
| 20% | $4,372 | $281,888 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$4,372/mo
- Today, posted2026-11-04 · 6.19%$4,985/mo
- 5 years ago2021-11-03 · 4.79%$4,350/mo
- 10 years ago2016-11-02 · 4.64%$4,285/mo
At 6.19%, five years ago, the same mortgage would have cost $613 more each month than at today's posted rate.
Principal & interest only: $760,000 (80% of the $950,000 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$4,006/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
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Principal & interest $0 per month
Financing breakdown
Investment calculator
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NOI / month
$0
Cap rate
0.00%
Gross yield
0.00%
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| Vacancy | $0 | $0 |
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Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Keller Williams Platinum Realty