For sale · MLS® 1305230
12 Port Rexton Street
Paradise, NL, A1L4J9
List price
$439,900
Seller's direction · offers
No conveyance of offers until
Monday, November 16 at 2:00 p.m. NST · open for acceptance until 5:00 p.m. NST
6
days left
As per attached Seller's Directive there will be no conveyance of offers until Monday, November 16 @ 2:00pm and are to be left open for acceptance until 5:00pm the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305230
Enjoy ultimate urban lifestyle in this enchanting energy efficient southern exposure home, located in Woodland Gardens. This property is ideal as a retirement haven or a small family. The elegant modern open style white kitchen is a recipe for success & offers: an efficient propane range, stainless steel appliances & center island, which can serve as a workspace. The open concept entertaining size living room which radiates hospitality and charm, is ideal for family gatherings. The primary bedroom situated for privacy, has a separate dressing area with walk-in closet, plus its own shower area. The daylight walk-out basement includes a fully finished recreation room, full bath & work room, storage or the potentiality of a 3rd bedroom. This home also includes a mini split, fully fenced yard, wired detached shed, covered front veranda, rear deck, landscaped yard. Tasteful decorating & supple touches make this house different from all the rest. This home offers the buyer the same benefits of new construction, but with no waiting, plus all the vendor's additional numerous upgrades are included. Make an appointment today and soon you will be sitting on your deck overlooking your beautiful private fenced yard. As per attached Seller's Directive there will be no conveyance of offers until Monday, November 16 @ 2:00pm and are to be left open for acceptance until 5:00pm the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Bath (# pieces 1-6) Recreation room | 7.4 x 7.3 · 54 sqft 13.11 x 17.10 · 224 sqft |
| Main level | Bath (# pieces 1-6) Bedroom Primary Bedroom Ensuite Living room Dining room Kitchen Living room | 7.1x 10.7 · 76 sqft 18 x 9 · 162 sqft 14.2 x 15.3 · 217 sqft 7.8x 9.1 · 71 sqft 12.1 x 11.2 · 136 sqft 16.2 x 12.2 · 198 sqft 13.10 x 10.2 · 134 sqft 12.10 x 11.3 · 137 sqft |
The neighbourhood
Paradise at a glance
Live market stats for Paradise — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
156
Median list price
$515k
Price range
$125k – $6M
Typical build
2013
Average size
2,614 sqft
Where Paradise listings are priced
Every active list price in Paradise, grouped into bands.
List price, thousands of $ · 153 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 3 |
| 200–300 | 8 |
| 300–400 | 17 |
| 400–500 | 43 |
| 500–750 | 64 |
| 750–1M | 12 |
| 1M+ | 6 |
How Paradise compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
98 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 9:00 p.m.
Property tax
$3,046 / year
≈ $254 / month
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet — dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet — OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$217/mo
Est. winter heating (heat pump electricity) — about $651 for January through March.
Estimate — not an appraisal. heat pump electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 2,500 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $147,245
Closing costs + five years of running costs + 60 mortgage payments on a $439,900 home.
If rates rise 2 points
$25,134 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,858
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$87,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,302
- Property taxfrom the feed$3,046
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $27,240
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $2,309 | $169,117 | needs mortgage insurance (not modelled) |
| 10% | $2,187 | $161,826 | needs mortgage insurance (not modelled) |
| 20% | $1,944 | $147,245 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-10), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-10 · 4.44%$1,944/mo
- Today, posted2026-11-04 · 6.19%$2,308/mo
- 5 years ago2021-11-03 · 4.79%$2,014/mo
- 10 years ago2016-11-02 · 4.64%$1,984/mo
At 6.19% — five years ago — the same mortgage would have cost $364 more each month than at today's posted rate.
Principal & interest only: $351,920 (80% of the $439,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 133 active
Priced at the 10th percentile of active Paradise homes
$176/sqft — city median $225/sqft.
Ask this listing
open data · 1 question
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$2,024/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$254/mo
Principal & interest $0 + property tax $254 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-549
NOI / month
$-549
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $254 | $3,046 |
| Expenses | $296 | $3,552 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-549 | $-6,588 |
| NOI | $-549 | $-6,588 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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