4A Hulls Lane
Twillingate, NL, A0G4M0
List price
$67,500
About this propertyMLS® 1305241
Coastal Opportunity in Twillingate’s Iceberg Alley Nestled in the scenic coastal community of Twillingate, known as Iceberg Alley, this two-bedroom bungalow sits on a charming lot with ocean views and the magical backdrop of drifting icebergs. The home offers 1064 sq ft of living space and an attached 16 x 28 shed, presenting a fantastic canvas for you to tailor with TLC and vision. Inside, you’ll find a 100-amp electrical panel and an oil/wood combo furnace, making it a solid starting point for renovation or a downsizing project that you can transform into your own coastal retreat. This property is ideal for first-time buyers ready to create a personalized masterpiece or buyers looking to downsize to a manageable footprint while preserving a front-row seat to nature’s winter parade. Twillingate itself is a vibrant Atlantic Newfoundland community celebrated for its rugged beauty, friendly neighborhoods, and rich maritime heritage. Enjoy close proximity to Gander, with convenient access to the airport, making travel in and out simple and practical. Embrace the charm of small-town life—local shops, marine scenery, and welcoming neighbors—while enjoying the serenity of a waterfront setting where each day brings a new postcard moment. Whether you’re drawn by the potential of a blank canvas or the allure of oceanfront living, this property offers a rare chance to shape your dream in a remarkable corner of Newfoundland’s coast. Property Is being sold ""AS IS""
Property details
More details
Overview
The home
Systems & utilities
Size & land
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Main level | Bath (# pieces 1-6) Storage Bedroom Bath (# pieces 1-6) Bedroom Living room Dining room Kitchen | 5.68X12.11 · 69 sqft 3.93X11.68 · 46 sqft 9X12 · 108 sqft 5X12.15 · 61 sqft 12.1X14.75 · 178 sqft 14.72X15.4 · 227 sqft 9.19X12.4 · 114 sqft 10.09X11.64 · 117 sqft |
Twillingate at a glance
Live market stats for Twillingate: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
26
Median list price
$197k
Price range
$60k – $1.5M
Typical build
1966
Average size
4,281 sqft
Where Twillingate listings are priced
Every active list price in Twillingate, grouped into bands.
List price, thousands of $ · 26 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 14 |
| 200–300 | 1 |
| 300–400 | 6 |
| 400–500 | 2 |
| 500–750 | 2 |
| 1M+ | 1 |
How Twillingate compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
18 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $36,708
Closing costs + five years of running costs + 60 mortgage payments on a $67,500 home.
If rates rise 2 points
$3,930 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$368
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$13,500
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,140
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $16,200
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $369 | $40,203 | needs mortgage insurance (not modelled) |
| 10% | $349 | $39,038 | needs mortgage insurance (not modelled) |
| 20% | $311 | $36,708 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 19 active
Priced at the 11th percentile of active Twillingate homes
$63/sqft, city median $139/sqft.
Winter warmer
Jan–Mar · estimate
$357/mo
Est. winter heating (heating oil): about $1,070 for January through March.
Estimate, not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 1,064 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$311/mo
- Today, posted2026-11-04 · 6.19%$354/mo
- 5 years ago2021-11-03 · 4.79%$309/mo
- 10 years ago2016-11-02 · 4.64%$304/mo
At 6.19%, five years ago, the same mortgage would have cost $44 more each month than at today's posted rate.
Principal & interest only: $54,000 (80% of the $67,500 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$285/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-85
NOI / month
$-85
Cap rate
-1.51%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $0 | $0 |
| Expenses | $85 | $1,020 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-85 | $-1,020 |
| NOI | $-85 | $-1,020 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty