58 Upper Evenings Path
Torbay, NL, A1K1K3
List price
$359,900
No conveyance of offers until
Monday, November 16 at 12:00 a.m. NST · open for acceptance until 9:00 p.m. NST
4
days left
on Nov 16, 2026 and all offers to be left open until 9 pm on November 16, 2026.
Deadline extracted automatically from the listing remarks; it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305243
Set on an impressive nearly half-acre lot, this well-maintained bungalow combines modern updates, functional living space, and the charm of a peaceful small-town setting. With convenient ground-level entry and numerous upgrades completed over the years, this home is ready for its next owners to move in and enjoy. The bright, open-concept main level features a spacious living room, dining area, and updated kitchen, all enhanced by a soaring vaulted ceiling that creates a warm and inviting atmosphere. Recent improvements include shingles, PEX plumbing, main-level mini-split heat pump, renovated kitchen and bathroom, propane fireplace, hot water tank, septic tank, and updated flooring. Offering three bedrooms and two full bathrooms, there's plenty of room for families, guests, or a home office. The lower-level bedroom may not meet current egress requirements. Outside, mature trees provide privacy and natural beauty, while a detached shed with a wood stove (not WETT certified) offers excellent storage, workshop, or hobby space. Conveniently located just minutes from Stavanger Drive shopping, Memorial University, hospitals, walking distance to the East Coast Trail and other amenities, this property offers the perfect balance of tranquility and accessibility. Don't miss this opportunity to own a beautifully updated home in a desirable location. Schedule your viewing today! No conveyance of offers until 5:00 p.m. on Nov 16, 2026 and all offers to be left open until 9 pm on November 16, 2026.
Property details
More details
Overview
The home
Systems & utilities
Size & land
Taxes
Features
Fees & source
Rooms
How this works
Not an architectural plan: each rectangle's width and height are proportional to the listed room dimensions at one shared scale; room positions are not the real layout. Hover or focus a room for its exact size.
Furniture scenes are drawn to the same scale to show what fits: a bed sized to the room (king/queen/double/single) with nightstands and a dresser, bathtub→shower→toilet+vanity by space, sofa + coffee table + armchairs, counter + island, dining set… centred as a group. Placement is illustrative, not the real arrangement.
View rooms as table
| Basement | Storage Laundry room Mud room Recreation room Bedroom | 7.4x6.4 · 47 sqft 9.4 X 10.9 · 102 sqft 12.3 X 12.10 · 149 sqft 21.6 X 16.7 · 361 sqft 11.3 X 12.7 · 144 sqft |
| Main level | Bedroom Primary Bedroom Porch Kitchen Dining room Living room | 9.4 X 12.5 · 118 sqft 15.4 X 17.6 · 271 sqft 4.9 X 3.7 · 18 sqft 11.5 X 16.2 · 186 sqft 12.5 X 14.6 · 183 sqft 10.10 X 13.9 · 140 sqft |
Torbay at a glance
Live market stats for Torbay: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
64
Median list price
$295k
Price range
$15k – $2.9M
Typical build
1992
Average size
2,665 sqft
Where Torbay listings are priced
Every active list price in Torbay, grouped into bands.
List price, thousands of $ · 63 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 21 |
| 200–300 | 12 |
| 300–400 | 5 |
| 400–500 | 5 |
| 500–750 | 13 |
| 750–1M | 3 |
| 1M+ | 4 |
How Torbay compares
Median list price against the next biggest markets. Click a row for that area guide.
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
81 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Property tax
$2,190 / year
≈ $183 / month · assessment year 2026
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $131,193
Closing costs + five years of running costs + 60 mortgage payments on a $359,900 home.
If rates rise 2 points
$20,955 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,538
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$71,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$2,464
- Property taxfrom the feed$2,190
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $28,770
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,967 | $149,828 | needs mortgage insurance (not modelled) |
| 10% | $1,863 | $143,616 | needs mortgage insurance (not modelled) |
| 20% | $1,656 | $131,193 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Price ghosts
$/sqft vs 28 active
Priced at the 46th percentile of active Torbay homes
$190/sqft, city median $192/sqft.
Winter warmer
Jan–Mar · estimate
$411/mo
Est. winter heating (electricity): about $1,232 for January through March.
Estimate, not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 1,894 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$1,656/mo
- Today, posted2026-11-04 · 6.19%$1,889/mo
- 5 years ago2021-11-03 · 4.79%$1,648/mo
- 10 years ago2016-11-02 · 4.64%$1,623/mo
At 6.19%, five years ago, the same mortgage would have cost $232 more each month than at today's posted rate.
Principal & interest only: $287,920 (80% of the $359,900 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$1,700/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$183/mo
Principal & interest $0 + property tax $183 per month
Financing breakdown
Investment calculator
Monthly cash flow
$-449
NOI / month
$-449
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $183 | $2,190 |
| Expenses | $267 | $3,204 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-449 | $-5,388 |
| NOI | $-449 | $-5,388 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty