For sale · MLS® 1305062
139 Campbell Avenue
St. John's, NL, A1E2Z7
List price
$324,900
Seller's direction · offers
No conveyance of offers until
Sunday, November 8 at 2:00 p.m. NST · open for acceptance until 5:00 p.m. NST
5
days left
As per attached Seller's Direction, there will be no conveyance of offers prior to 2pm on Sunday, November 8th with offers to remain open until 5pm the same day.
Deadline extracted automatically from the listing remarks — it may be missing, incomplete, or out of date. Always confirm offer terms with the listing brokerage.
About this propertyMLS® 1305062
Welcome to 139 Campbell Avenue! This fully detached property has so much to offer in the heart of the city! Extensively remodelled in 2023, this wonderful home is move in ready that combines modern updates, stylish finishes, and inviting living spaces throughout. As you enter through the main door, you'll immediately appreciate the fresh, updated look and welcoming atmosphere. The kitchen is fully remodelled throughout with stainless steel appliances included. As you move into the open-concept dining and living areas, you'll find a beautiful decorative brick fireplace that creates a warm and inviting focal point while enjoying meals with family or friends. An additional working fireplace adds even more charm, providing the perfect setting for family and guests in a relaxed living space to unwind with family and friends during those cozy winter evenings. The main floor also offers a convenient half bathroom. Upstairs, you'll discover a generously sized primary bedroom, two additional bedrooms, a fully remodelled bathroom and the added convenience of second-floor laundry. The exterior is just as impressive! This fully detached property offers off-street parking for several vehicles, with access to an exceptionally large backyard. During the warmer months, enjoy your evenings on the spacious back deck, perfect for summer BBQs, entertaining family and friends, or simply soaking up those beautiful summer days. With its extensive renovations, stylish finishes, functional layout, fantastic outdoor space, and central city location, 139 Campbell Avenue has so much to offer Don't hesitate to book your viewing. As per attached Seller's Direction, there will be no conveyance of offers prior to 2pm on Sunday, November 8th with offers to remain open until 5pm the same day. (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Basement | Storage | 26.10 x 21.2 · 553 sqft |
| Second level | Laundry room Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 3.4 x 3.0 · 10 sqft 3 Piece 9.1 x 8.1 · 74 sqft 11.4 x 11.4 · 130 sqft 14.2 x 11.4 · 162 sqft |
| Main level | Foyer Bath (# pieces 1-6) Dining room Kitchen Living room/Fireplace Foyer | 6.3 x 4.1 · 26 sqft 2 PC 12.9 x 11.2 · 144 sqft 11.2 x 8.9 · 100 sqft 17.2 x 12.5 · 215 sqft 5.4 x 11.3 · 61 sqft |
The neighbourhood
St. John's at a glance
Live market stats for St. John's — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
450
Median list price
$400k
Price range
$1.4k – $4.3M
Typical build
1975
Average size
3,658 sqft
Where St. John's listings are priced
Every active list price in St. John's, grouped into bands.
List price, thousands of $ · 380 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 40 |
| 200–300 | 53 |
| 300–400 | 102 |
| 400–500 | 56 |
| 500–750 | 63 |
| 750–1M | 31 |
| 1M+ | 35 |
How St. John's compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Flood (100-yr)
outside the mapped floodplain
Elevation
83 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · St. John's · updated 8:00 p.m.
Property tax
$1,697 / year
≈ $141 / month
Climate
Feb -1° · Jul 21°
normal daily high · ST JOHN'S A station · 1981–2010
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
69 places shown · 3 routes · OpenStreetMap · OSRM
- 3 min to downtown St. John's1.8 km
- 8 min to Memorial University4.4 km
- 14 min to Avalon Mall11 km
Schools 20
Health 1
Groceries 17
Cafés 3
Parks 9
Bus stops 19
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$659/mo
Est. winter heating (heating oil) — about $1,976 for January through March.
Estimate — not an appraisal. heating oil at $2.11/L (PUC max, Zone 1ANE, Oct 31 2026, pre-tax). 1,965 sqft. Severity 1.00× St. John's from the ST JOHN'S A station 1981–2010 normal. Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $122,796
Closing costs + five years of running costs + 60 mortgage payments on a $324,900 home.
If rates rise 2 points
$18,563 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,398
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$64,980
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$3,952
- Property taxfrom the feed$1,697
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $33,745
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,705 | $138,950 | needs mortgage insurance (not modelled) |
| 10% | $1,615 | $133,565 | needs mortgage insurance (not modelled) |
| 20% | $1,436 | $122,796 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-03), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-03 · 4.44%$1,436/mo
- Today, posted2026-10-28 · 6.19%$1,705/mo
- 5 years ago2021-11-03 · 4.79%$1,488/mo
- 10 years ago2016-11-02 · 4.64%$1,465/mo
At 6.19% — five years ago — the same mortgage would have cost $269 more each month than at today's posted rate.
Principal & interest only: $259,920 (80% of the $324,900 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-10-28. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 322 active
Priced at the 31st percentile of active St. John's homes
$165/sqft — city median $191/sqft.
Errand score
walk-time weighted
60
grocery 240 m, school 230 m
Nearest errand: Cashin Avenue - 170 (bus stop) — 90 m, about 1 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 4 questions
- School within 1 km?Yes · 230 mDistrict School (St. John's)
- Grocery nearby?Yes · 240 mWandebo African Store
- Bus stop?Yes · 90 mCashin Avenue - 170
- In the 100-year floodplain?No — outside itCity of St. John's flood map
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,449/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$142/mo
Principal & interest $0 + property tax $142 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-406
NOI / month
$-406
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $142 | $1,697 |
| Expenses | $265 | $3,180 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-406 | $-4,872 |
| NOI | $-406 | $-4,872 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
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