7 lot -Camp 4 Road
Bay d'Espoir Highway, NL, A0H1R0
List price
$15,500
About this propertyMLS® 1301592
Prime Recreational Lot Located on Salmon River near Twillick Brook, Newfoundland & Labrador Escape to nature with this beautiful recreational lot located in the Salmon River–Twillick Brook area. Surrounded by Newfoundland’s stunning wilderness, this property offers an exceptional opportunity to create your own private getaway, hunting or fishing retreat, seasonal camp, or recreational escape. The area offers the peace and privacy of Newfoundland’s great outdoors, with access to beautiful waterways, forested surroundings, and abundant opportunities for outdoor recreation. Whether you are looking for a place to spend weekends with family, enjoy fishing and hunting, or simply disconnect and enjoy nature, this property provides an excellent opportunity to establish your own recreational retreat. Included with the sale of the land is a 2004 Fleetwood Terry Quantum travel trailer. The trailer is being included as an added bonus with the property and will be sold as is, where is, as part of the overall package. It provides an immediate recreational setup and could serve as a comfortable seasonal base while enjoying everything the surrounding area has to offer. This is a great opportunity to purchase a recreational property with the added convenience of a travel trailer already on site. Come explore the possibilities and start planning your own Newfoundland getaway!
Property details
More details
Overview
The home
Parking & outdoor
Features
Fees & source
Rooms
Bay d'Espoir Highway at a glance
Live market stats for Bay d'Espoir Highway: what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
2
Median list price
$53k
Price range
$16k – $90k
Typical build
2011
Average size
720 sqft
Where Bay d'Espoir Highway listings are priced
Every active list price in Bay d'Espoir Highway, grouped into bands.
List price, thousands of $ · 2 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 2 |
How Bay d'Espoir Highway compares
Median list price against the next biggest markets. Click a row for that area guide.
Bay d'Espoir Highwaynearby markets
Neighbourhood scores
Walk, bike, and transit scores for this exact address.
Location, air, flood & taxes
Elevation
124 m
0300 mmetres above sea level
Air quality now
1–3 band
110+AQHI 2 · Low risk · Grand Falls - Windsor · updated 10:30 a.m.
Flood & zoning are mapped for St. John's only
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nothing mapped within 1.5 km of this address yet. Dots appear here once OpenStreetMap coverage reaches it (coverage is thin outside the Avalon).
Nearby & drive routes
0 places shown · OpenStreetMap · OSRM
No amenities mapped within 1.5 km of this address yet. OpenStreetMap coverage is thin outside the Avalon, so nearby shops and schools may not appear here.
Nothing mapped within 1.5 km of this address.
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance: every figure captioned with its assumptions.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $19,570
Closing costs + five years of running costs + 60 mortgage payments on a $15,500 home.
If rates rise 2 points
$902 more over five years if the rate is 6.84% instead of 4.84% (P&I only).
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$160
- Legal feesest.estimate, your lawyer quotes the exact figure$1,500
- Down payment (20%)$3,100
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,626
- Home insuranceest.estimate, NL range $700–$1,500/yr$1,100
× 5 years = $13,630
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $85 | $20,373 | needs mortgage insurance (not modelled) |
| 10% | $80 | $20,105 | needs mortgage insurance (not modelled) |
| 20% | $71 | $19,570 | no mortgage insurance |
Estimates, not a quote or an appraisal. Mortgage at 4.84% (lowest bank 5-yr fixed, Ratehub.ca, 2026-11-12), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. No property tax on record; that line is omitted. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
More cost & context panels
Rate time machine
same house · same down payment
Same house, same down payment: your payment today at 4.84%lowest bank rate · posted was 6.19%
- Today, lowest bank rate2026-11-12 · 4.84%$71/mo
- Today, posted2026-11-04 · 6.19%$81/mo
- 5 years ago2021-11-03 · 4.79%$71/mo
- 10 years ago2016-11-02 · 4.64%$70/mo
At 6.19%, five years ago, the same mortgage would have cost $10 more each month than at today's posted rate.
Principal & interest only: $12,400 (80% of the $15,500 asking price, 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet), fixed reference points, not a modelled path between them. Estimate, not an offer of credit; your lender's rate will differ.
Monthly carrying cost
$65/mo
Calculators
Estimate payments and returns before you make an offer, all in one place.
Mortgage & investment calculator
Estimated monthly payment
$0/mo
Principal & interest $0 per month
Financing breakdown
Investment calculator
Monthly cash flow
$0
NOI / month
$0
Cap rate
0.00%
Gross yield
0.00%
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| Expenses | $0 | $0 |
| Vacancy | $0 | $0 |
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| NOI | $0 | $0 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
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Talk to Haris
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- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty