For sale · MLS® 1304890
84 Cowan Avenue
St. John's, NL, A1E3P2
List price
$349,900
About this propertyMLS® 1304890
No Seller's Direction! Welcome to this charming 4-bedroom, 1-bathroom home offering the ideal balance of classic character, turnkey convenience, and complete peace of mind. Over the past six years, the property has undergone extensive improvements, taking care of all the major maintenance items before you even step inside. The home features fresh siding, eavestroughs, energy-efficient replacement windows throughout, and updated electrical service designed to easily handle modern household demands. The interior includes a beautifully upgraded, contemporary bathroom that serves the four spacious bedrooms. The heart of the main living area features a cozy wood-burning fireplace for efficient heating on chilly evenings. A functional 11x26 built-in garage offers excellent vehicle shelter and additional storage. Situated in a highly convenient central neighborhood, this property puts community amenities right at your doorstep. Families will appreciate being within quick reach of local schools and neighborhood parks, while outdoor enthusiasts will love spending weekends exploring the walking trails of historic Bowring Park. With shopping, dining, and daily services just minutes away at the Village Mall, this move-in-ready home provides exceptional value for first-time buyers and growing families alike. (id:56688)
Property details
Coordinates: [47.532259, -52.760878]
Rooms
| Basement | Laundry room Bedroom Den | 9 x 8.5 null 10 x 9.5 null 26 x 14.5 null |
| Main level | Bath (# pieces 1-6) Primary Bedroom Bedroom Bedroom Living room Dining room Kitchen | 4 pc 12 x 12 null 9 x 15 null 9.5 x 11 null 16 x 15 null 10 x 12 null 11 x 12 null |
Basic Calculator
First Mortgage: $279,920
Mortgage insurance premium: $0
Total Financing: $279,920
Rough closing fee (1.5%): ~ $5,249
Total downpayment with estimated closing fee: $75,229
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $1,992 | $23,904 |
| Gross rental income (income/principal ratio) | 0.569% | 6.832% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $438 | $5,256 |
| Vacancy | $100 | $1,196 |
| Management Fee | $160 | $1,913 |
| Expense / Income Ratio | 21.99% | 21.99% |
| Cash Flow | $1,296 | $15,552 |
| Net Operating Income (NOI) | $1,296 | $15,552 |
| Capitalization Rate | 0.37% | 4.44% |
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