About the property (MLS: 1294337):
Pre-inspected! This single family home has the bonus of an in-law suite in the basement of this functional multi level home on a well desired street in the east end of St. John’s. Welcome to 4 Stirling Crescent where you have room to grow your family or right size your life with the possibility of having assistance with your mortgage payment’s from potential rental income in the unregistered “in law” suite. The backyard is fully fenced and features a 8x10 storage shed and beautiful mature trees. Entering the main floor, the spacious foyer opens into a good sized family room complete with laundry area, and has patio doors leading to the deck in the fantastic backyard. This family room opens into an additional room that could be used as an office or fourth bedroom. There is a 3 pc bathroom on this main level and where you will also find access to the one bedroom in law suite in the basement. With a separate entrance and laundry services in the kitchen, this is a great space for extended family members to comfortably live independently or rent out to assist with your mortgage payments if desired. Upstairs, you’ll find the living room has a large window showcasing lots of natural light in the open concept dining area and living room off the separated kitchen. On the top level you’ll be pleased to find three bedrooms and a full bathroom, providing lots of space for your family to grow. This convenient location allows for walking distance to supermarkets, shopping, restaurants, and has a bus stop in front of the house for both McDonald Drive elementary and junior high schools. As per the Sellers Direction, no conveyance of any written offers shall be presented prior to Monday Feb.9th 1PM and remain open until 6PM the same day. (id:56688)
Property Details
Listing ID: 29332342
Address: 4 Stirling Crescent, St. John's, Newfoundland & Labrador, Canada A1A4G5
Status: Active
Last updated: 2 days ago ( Feb 7, 2026 )
Year Built: 1985
Property Type: Single Family
Structure Type: House
Ownership Type: Freehold
Number of stories: 1
Number of Levels: 1
Beds: 4
Baths: 3
1/2 Baths: 0
Heating: Baseboard heaters, Electric
Sewer: Municipal sewage system
Flooring: Hardwood, Laminate
Lot Size Area: 0.14
Living Area Total: 2,454 square feet
Price per sq ft: $163
Tax Annual Amount: $3,009
Tax Year: 2026
Garage? No
Attached Garage? No
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Refrigerator, Dishwasher
Water Source: Municipal water
Foundation Details: Poured Concrete
Heating: Baseboard heaters, Electric
Flooring: Hardwood, Laminate
Exterior Features: Vinyl siding
Cooling: Air exchanger
Common Interest: Freehold
Number of photos available: 27
Rurl
Coordinates: [47.59925, -52.712833]
Rooms
| Main level | Bath (# pieces 1-6) Laundry room Family room Not known | 7.2x4.2 null 3.3x10.1 null 14x13.6 null 10.8x10.2 null |
| Third level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 10.3x6 null 9.9x11.10 null 9.5x11.10 null 12.10x11.6 null |
| Second level | Kitchen Dining room Living room | 13.6x11.4 null 13.6x8.8 null 18.9x14.9 null |
| Lower level | Bath (# pieces 1-6) Not known Not known Not known | 7.9x6.9 null 14.3x8.9 null 24x13.11 null 14.3x9.9 null |
Basic Calculator
First Mortgage: $319,920
Mortgage insurance premium: $0
Total Financing: $319,920
Rough closing fee (1.5%): ~ $5,999
Total downpayment with estimated closing fee: $85,979
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $2,700 | $32,400 |
| Gross rental income (income/principal ratio) | 0.675% | 8.102% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $500 | $6,000 |
| Vacancy | $135 | $1,620 |
| Management Fee | $216 | $2,592 |
| Expense / Income Ratio | 18.52% | 18.52% |
| Cash Flow | $1,849 | $22,188 |
| Net Operating Income (NOI) | $1,849 | $22,188 |
| Capitalization Rate | 0.46% | 5.55% |





























