About the property (MLS: 1293990):
This fully updated single-family attached rowhouse offers modern comfort in a prime downtown location. Situated on a quiet, low-traffic street with easy highway access, the home is surrounded by well-maintained, owner-occupied properties—both neighbouring homes have been recently renovated, adding to the overall appeal of the area. Inside, the home has been thoughtfully renovated from top to bottom. The structure has been reinforced in the crawl space, and Rockwool sound-proof insulation has been added both there and in the children’s bedroom, which was stripped to the studs and completely rebuilt. The main floor features all-new electrical (supported by a dedicated pony panel), new flooring throughout, new stairs, and a beautifully updated kitchen. The upstairs bathroom was professionally renovated to the studs by Gannet Construction, who also completed structural work in the basement. The home offers **3 bedrooms and 1 full bathroom**, making it an ideal option for first-time buyers, young families, or anyone seeking a move-in-ready downtown property. Additional updates include a new main sewer pipe and a hot water boiler installed in May 2021. Outside, enjoy the convenience of on-street permit parking and the ability to walk to downtown shops, restaurants, and amenities within minutes. **Additional Features:** - Hardwired security cameras (two front, two back) included - Smart Dimplex thermostats compatible with phone connectivity - Kitchen exhaust duct installed (not currently connected) - Microwave to be replaced prior to closing This home blends modern upgrades with downtown convenience—perfect for buyers seeking a stylish, worry-free property in one of St. John’s most desirable urban neighbourhoods. (id:56688)
Property Details
Listing ID: 29280639
Address: 54 Charlton Street, St. John's, Newfoundland & Labrador, Canada A1C1Z1
Status: Active
Last updated: 7 days ago ( Feb 2, 2026 )
Year Built: 1960
Property Type: Single Family
Architectural Style: 2 Level
Structure Type: House
Ownership Type: Freehold
Number of stories: 2
Number of Levels: 2
Beds: 3
Baths: 1
1/2 Baths: 0
Heating: Baseboard heaters, Electric
Sewer: Municipal sewage system
Flooring: Laminate, Marble, Ceramic, Mixed Flooring
Living Area Total: 1,208 square feet
Price per sq ft: $270
Tax Annual Amount: $1,152
Garage? No
Attached Garage? No
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave
Water Source: Municipal water
Heating: Baseboard heaters, Electric
Flooring: Laminate, Marble, Ceramic, Mixed Flooring
Exterior Features: Vinyl siding
Common Interest: Freehold
Number of photos available: 25
Rurl
Coordinates: [47.557154, -52.717898]
Rooms
| Second level | Primary Bedroom Bedroom Bedroom | 9'7""x11'6"" null 9'7""x10' null 10'x10'4"" null |
| Main level | Mud room Laundry room Kitchen Living room Foyer | 10'x6'10"" null 10'x12'11"" null 11'11""x14'1"" null 11'11""x12'1"" null 6'6""x6' null |
Basic Calculator
First Mortgage: $260,000
Mortgage insurance premium: $0
Total Financing: $260,000
Rough closing fee (1.5%): ~ $4,875
Total downpayment with estimated closing fee: $69,875
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $1,329 | $15,948 |
| Gross rental income (income/principal ratio) | 0.409% | 4.907% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $407 | $4,884 |
| Vacancy | $67 | $798 |
| Management Fee | $107 | $1,276 |
| Expense / Income Ratio | 30.62% | 30.62% |
| Cash Flow | $750 | $9,000 |
| Net Operating Income (NOI) | $750 | $9,000 |
| Capitalization Rate | 0.23% | 2.77% |



























