About the property (MLS: 1293947):
Tucked away on a quiet cul-de-sac in the downtown St. John’s core, this brand new three-storey property offers a rare combination of peaceful surroundings and urban convenience. Completely renovated in 2023, the property features contemporary finishes and a layout designed for low-maintenance city living. The main level includes an open-concept living area and kitchen with access to a private fenced patio. The second floor offers two bedrooms and a full bathroom, while the third floor is dedicated to a private primary suite with a tiled walk-in shower and double-sink vanity ensuite. Located within walking distance to the St. John’s Convention Centre, major downtown office buildings, restaurants, and entertainment, this property’s unique downtown location provides excellent walkability while maintaining a quieter residential setting. The balance of accessibility and privacy makes it well suited for owner-occupiers seeking convenient city living, while also offering long-term and short-term rental potential for investors (id:56688)
Property Details
Listing ID: 29273767
Address: 9 Stephen Place, St. John's, Newfoundland & Labrador, Canada A1C4L7
Status: Active
Last updated: 11 hours ago ( Feb 2, 2026 )
Year Built: 2023
Property Type: Single Family
Architectural Style: 3 Level
Structure Type: House
Ownership Type: Freehold
Number of stories: 3
Number of Levels: 3
Beds: 3
Baths: 2
1/2 Baths: 0
Heating: Electric
Sewer: Municipal sewage system
Flooring: Laminate, Marble, Other, Ceramic
Living Area Total: 1,596 square feet
Price per sq ft: $239
Tax Annual Amount: $1,547
Tax Year: 2025
Garage? No
Attached Garage? No
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Washer, Refrigerator, Dishwasher, Dryer, Microwave, Cooktop
Water Source: Municipal water
Foundation Details: Concrete Slab
Heating: Electric
Flooring: Laminate, Marble, Other, Ceramic
Exterior Features: Vinyl siding
Common Interest: Freehold
Number of photos available: 24
Rurl
Coordinates: [47.560561, -52.714827]
Rooms
| Basement | Utility room | |
| Third level | Ensuite Primary Bedroom | 7.1 x 9.9 null 14.8 x 24.2 null |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom | 8.5 x 6.2 null 11.5 x 11.11 null 11.5 x 9.6 null |
| Main level | Dining nook Kitchen Living room | 3.7 x 7.9 null 11.2 x 11.8 null 11.2 x 12.5 null |
Basic Calculator
First Mortgage: $303,920
Mortgage insurance premium: $0
Total Financing: $303,920
Rough closing fee (1.5%): ~ $5,699
Total downpayment with estimated closing fee: $81,679
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $1,756 | $21,072 |
| Gross rental income (income/principal ratio) | 0.462% | 5.547% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $475 | $5,700 |
| Vacancy | $88 | $1,054 |
| Management Fee | $141 | $1,686 |
| Expense / Income Ratio | 27.05% | 27.05% |
| Cash Flow | $1,053 | $12,636 |
| Net Operating Income (NOI) | $1,053 | $12,636 |
| Capitalization Rate | 0.28% | 3.33% |


























