93 Water Street Unit#103
St. John's, NL, A1C1A5
2 Beds | 3 Baths
$579,000
About the property (MLS: 1292689):
Welcome to 193 Water Street, Unit 103 — a character-filled downtown condo blending historic charm with modern comfort. This spacious 1,604 sq. ft. main-level unit features soaring 13-foot ceilings, exposed heritage details, and an airy open layout rarely found downtown. You’ll enjoy two full bedrooms, two bathrooms plus a convenient half-bath, ideal for guests or work-from-home setups. The kitchen and living area feel bright and generous, made comfortable year-round with electric heat and efficient mini-splits. Two dedicated outdoor parking spaces are included — a major perk on Water Street. Step outside and you’re in the heart of it all: cafés, restaurants, pubs, galleries, Harbourfront access, and the everyday conveniences of true downtown living. Whether you’re looking for an executive home base, a stylish downsizing option, or a unique property with character, this condo delivers a rare combination of space, history, and location. (id:56688)
Property Details
Listing ID: 29131176
Address: 93 Water Street Unit#103, St. John's, Newfoundland & Labrador, Canada A1C1A5
Status: Active
Last updated: 2 months ago ( Dec 2, 2025 )
Year Built: 2006
Property Type: Single Family
Ownership Type: Condominium
Beds: 2
Baths: 3
1/2 Baths: 1
Heating: Electric, Mini-Split
Sewer: Municipal sewage system
Flooring: Hardwood, Marble, Ceramic
Living Area Total: 1,604 square feet
Price per sq ft: $361
Tax Annual Amount: $5,224
Tax Year: 2025
Garage? No
Attached Garage? No
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Washer, Range - Gas, Dryer, See remarks
Water Source: Municipal water
Foundation Details: Concrete
Heating: Electric, Mini-Split
Flooring: Hardwood, Marble, Ceramic
Exterior Features: Brick
Common Interest: Condo/Strata
Association Fee: 825
Number of photos available: 31
Rurl
Coordinates: [47.566878, -52.703891]
Rooms
| Main level | Bath (# pieces 1-6) Ensuite Bath (# pieces 1-6) Storage Living room Kitchen Dining room Bedroom Bedroom | 2pc 4pc 4pc 9x6 null 11.10x13.3 null 17.7x13.3 null 13.3x13.2 null 23x15 null 23x11 null |
Basic Calculator
First Mortgage: $463,200
Mortgage insurance premium: $0
Total Financing: $463,200
Rough closing fee (1.5%): ~ $8,685
Total downpayment with estimated closing fee: $124,485
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $1,765 | $21,180 |
| Gross rental income (income/principal ratio) | 0.305% | 3.658% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $724 | $8,688 |
| Vacancy | $89 | $1,059 |
| Management Fee | $142 | $1,695 |
| Expense / Income Ratio | 41.02% | 41.02% |
| Cash Flow | $812 | $9,744 |
| Net Operating Income (NOI) | $812 | $9,744 |
| Capitalization Rate | 0.14% | 1.68% |
