637 Topsail Road
St. John's, NL, A1E2E1
4 Beds | 2 Baths
$439,900
About the property (MLS: 1292783):
Welcome to 637 Topsail Road — a charming 1960s-style bungalow set on an oversized mature lot. This well-maintained 4-bedroom, 1.5-bath home blends classic character with exceptional potential, making it an ideal choice for first-time buyers, growing families, or anyone seeking a solid property in a convenient location. Step inside to find a warm and inviting layout, true to its mid-century design. The main level features a bright living area with large windows, generously sized bedrooms, and a functional kitchen ready for your personal touch. Downstairs offers additional living space, storage, and flexibility—perfect for a rec room, and entertaining with a huge floor shuffle board! Outside, the expansive mature lot is a standout. Lined with established trees and offering plenty of green space, it provides a private retreat with room for gardening, play, or future development options. Located close to shopping, schools, parks, and major amenities, this property delivers both comfort and convenience with exceptional long-term value. Don’t miss this opportunity to own a classic St. John’s bungalow on a premium lot—full of charm today and potential for tomorrow. (id:56688)
Property Details
Listing ID: 29123209
Address: 637 Topsail Road, St. John's, Newfoundland & Labrador, Canada A1E2E1
Status: Active
Last updated: 2 months ago ( Dec 1, 2025 )
Year Built: 1962
Property Type: Single Family
Architectural Style: Bungalow
Structure Type: House
Ownership Type: Freehold
Number of stories: 1
Number of Levels: 1
Beds: 4
Baths: 2
1/2 Baths: 1
Heating: Hot water radiator heat, Oil
Sewer: Municipal sewage system
Flooring: Hardwood, Laminate, Mixed Flooring
Living Area Total: 3,559 square feet
Price per sq ft: $124
Tax Annual Amount: $2,515
Garage? Yes
Attached Garage? Yes
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Washer, Dishwasher, Stove, Dryer
Water Source: Municipal water
Foundation Details: Concrete
Heating: Hot water radiator heat, Oil
Flooring: Hardwood, Laminate, Mixed Flooring
Exterior Features: Vinyl siding
Common Interest: Freehold
Number of photos available: 28
Rurl
Coordinates: [47.525832, -52.767516]
Rooms
| Basement | Utility room Recreation room Recreation room | 27.7 x 29 null 24 x 17.9 null 40.1 x 14.2 null |
| Main level | Not known Bath (# pieces 1-6) Bedroom Bedroom Bedroom Bedroom Mud room Bath (# pieces 1-6) Foyer Living room/Fireplace Dining room Kitchen | 12.6 x 24.2 null 7.8 x 7.2 null 14.4 x 11.3 null 11 x 12.3 null 12.11 x 14.2 null 10.5 x 14.2 null 11 x 9.7 null 7.3 x 4.2 null 6 x 5.4 null 19.6 x 14.7 null 11.1 x 14.1 null 12.5 x 14.1 null |
Basic Calculator
First Mortgage: $351,920
Mortgage insurance premium: $0
Total Financing: $351,920
Rough closing fee (1.5%): ~ $6,599
Total downpayment with estimated closing fee: $94,579
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $3,915 | $46,980 |
| Gross rental income (income/principal ratio) | 0.890% | 10.680% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $550 | $6,600 |
| Vacancy | $196 | $2,349 |
| Management Fee | $314 | $3,759 |
| Expense / Income Ratio | 14.05% | 14.05% |
| Cash Flow | $2,857 | $34,284 |
| Net Operating Income (NOI) | $2,857 | $34,284 |
| Capitalization Rate | 0.65% | 7.79% |
