46 Finlay Stone Drive
Mount Pearl, NL, A1N0E3
4 Beds | 2 Baths
$425,000
About the property (MLS: 1291554):
Welcome to your next home in beautiful Mount Pearl a place where comfort, style, and potential come together perfectly. Step inside to discover a bright, modern eat-in kitchen, designed for both everyday living and entertaining. With its executive finishes and open layout, it flows seamlessly into a warm and inviting living room, the ideal spot to relax or gather with family and friends. A convenient half bath completes the main level. Upstairs, you’ll find three spacious bedrooms, each filled with natural light and plenty of room to unwind. The full bathroom offers both function and style, creating a peaceful retreat at the end of the day. Downstairs, opportunity awaits! The basement is already framed and ready for drywall, giving you a head start on creating your dream space. Whether you choose to finish it as a cozy rec room or convert it into a two-apartment setup for added income, the options are endless. The laundry area is also located here for added convenience. You’ll love the finished attached garage perfect for parking, storage, or even a hobby space. Out back, enjoy summer evenings on your patio, and know that fence posts are already in place along the boundary line, ready for you to complete your private backyard oasis. Located in a friendly, convenient Mount Pearl neighborhood, close to schools, parks, and all amenities, this home offers the perfect mix of modern living and future potential. (id:56688)
Property Details
Listing ID: 28995239
Address: 46 Finlay Stone Drive, Mount Pearl, Newfoundland & Labrador, Canada A1N0E3
Status: Active
Last updated: 18 days ago ( Oct 26, 2025 )
Year Built: 2015
Property Type: Single Family
Architectural Style: 2 Level
Structure Type: House
Ownership Type: Freehold
Number of stories: 2
Number of Levels: 2
Beds: 4
Baths: 2
1/2 Baths: 1
Heating: Baseboard heaters, Electric
Sewer: Municipal sewage system
Flooring: Mixed Flooring
Fencing: Partially fenced
Living Area Total: 1,887 square feet
Price per sq ft: $226
Tax Annual Amount: $2,453
Garage? Yes
Attached Garage? Yes
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Refrigerator, Dishwasher, Stove, Microwave
Water Source: Municipal water
Foundation Details: Concrete
Heating: Baseboard heaters, Electric
Flooring: Mixed Flooring
Exterior Features: Vinyl siding
Common Interest: Freehold
Number of photos available: 35
Rurl
Coordinates: [47.534343, -52.80479]
Rooms
| Basement | Bedroom Laundry room | 10'7"" X 11'5"" null 6'6"" x 7'10"" null |
| Second level | Bath (# pieces 1-6) Bedroom Bedroom Primary Bedroom | 4pc 10'6"" x 8'3"" null 11'6"" x 9'3"" null 16'1"" x 17'5"" null |
| Main level | Bath (# pieces 1-6) Foyer Living room Dining room Kitchen | 2pc 13'4"" x 8'2"" null 11'3"" x 17'9"" null 11'2"" x 11'5"" null 13'8 x 11'5"" null |
Basic Calculator
First Mortgage: $340,000
Mortgage insurance premium: $0
Total Financing: $340,000
Rough closing fee (1.5%): ~ $6,375
Total downpayment with estimated closing fee: $91,375
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $2,076 | $24,912 |
| Gross rental income (income/principal ratio) | 0.488% | 5.862% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $532 | $6,384 |
| Vacancy | $104 | $1,246 |
| Management Fee | $167 | $1,993 |
| Expense / Income Ratio | 25.63% | 25.63% |
| Cash Flow | $1,275 | $15,300 |
| Net Operating Income (NOI) | $1,275 | $15,300 |
| Capitalization Rate | 0.30% | 3.60% |
