28 Liverpool Avenue
St. Johns, NL, A1C3B3
4 Beds | 2 Baths
$319,900
About the property (MLS: 1285671):
Welcome to 28 Liverpool Ave, a smart investment or starter home in the perfect location! This move-in-ready two-apartment home is nestled right in the centre city — close to the university, shopping, restaurants, and on a direct bus route. The main unit is bright and spacious, featuring 3 comfortable bedrooms, living room, separate dining area that flows into the kitchen, and a full bathroom. With its own laundry and private deck, the space offers comfort and convenience for everyday living. The bonus family room adds even more space, making it great for a playroom/office/potential bedroom. Downstairs, the apartment offers a clean, well-maintained one-bedroom unit with a full kitchen, comfortable living area, full bathroom, in-unit laundry, and separate entrance (long term tenant in place). The brand-new private deck (built in 2025) is a huge bonus, giving the lower unit its own outdoor space. Outside, you'll find a level backyard with room to enjoy or develop, plus parking for multiple vehicles — a hard find in the city! Whether you're a first-time buyer looking or an investor searching for steady rental income, this property offers great value and flexibility. Also is low maintenance w/ vinyl siding + windows, and recently new shingles. As per Seller's Direction Regarding Offers, no conveyance of any written signed offers prior to 2pm Monday July 7, 2025 and to be left open until 7pm Monday July 7, 2025. (id:56688)
Property Details
Listing ID: 28553199
Address: 28 Liverpool Avenue, St. Johns, Newfoundland & Labrador, Canada A1C3B3
Status: Active
Last updated: 6 days ago ( Jul 6, 2025 )
Year Built: 1971
Property Type: Single Family
Architectural Style: Bungalow
Structure Type: Two Apartment House
Ownership Type: Freehold
Number of stories: 1
Number of Levels: 1
Beds: 4
Baths: 2
1/2 Baths: 0
Heating: Baseboard heaters, Electric
Sewer: Municipal sewage system
Flooring: Laminate, Other, Mixed Flooring
Fencing: Partially fenced
Living Area Total: 1,998 square feet
Price per sq ft: $161
Tax Annual Amount: $2,125
Tax Year: 2025
Garage? No
Attached Garage? No
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Appliances: Washer, Refrigerator, Stove, Dryer
Water Source: Municipal water
Foundation Details: Concrete
Heating: Baseboard heaters, Electric
Flooring: Laminate, Other, Mixed Flooring
Exterior Features: Vinyl siding
Common Interest: Freehold
Number of photos available: 26
Rurl
Coordinates: [47.564688, -52.728149]
Rooms
| Lower level | Not known Bath (# pieces 1-6) Not known Not known Not known Family room | 10'10"" x 8'5"" null FULL null 13'6"" x14'1"" null 12'1"" x 6'11"" null 11'10"" x 8'11"" null 16'9"" x 12'2"" null |
| Main level | Bath (# pieces 1-6) Bedroom Bath (# pieces 1-6) Primary Bedroom Kitchen Dining room Living room | FULL null 6'3"" x 10'11"" null 8'11"" x 10'11"" null 9'4"" x 10'11"" null 11'9"" x 10'11"" null 7'6"" x 11'3"" null 9'7"" x 14'10"" null |
Basic Calculator
First Mortgage: $255,920
Mortgage insurance premium: $0
Total Financing: $255,920
Rough closing fee (1.5%): ~ $4,799
Total downpayment with estimated closing fee: $68,779
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $2,198 | $26,376 |
| Gross rental income (income/principal ratio) | 0.687% | 8.245% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $400 | $4,800 |
| Vacancy | $110 | $1,319 |
| Management Fee | $176 | $2,111 |
| Expense / Income Ratio | 18.20% | 18.20% |
| Cash Flow | $1,513 | $18,156 |
| Net Operating Income (NOI) | $1,513 | $18,156 |
| Capitalization Rate | 0.47% | 5.68% |
